GARFA.IS

HoldFallen Favourite

Garanti Faktoring A.S. · Financial Services · Turkey · $195M · Avg Vol: $523K/d

Fallen Favourite: A good business that is expensive and falling. Wait for the price to catch up.

44
StockRank
Get insider-trade alerts
Quality
56
Value
46
Momentum
34
P/E (TTM)
3.6x
peers 5.5x
ROE
48.2%
peers 28.1%
D/E
5.5x
peers 0.9x
Dividend %
—
trailing yield
Director trades · 180d
None →
Buybacks · 180d
None →

ABOUT GARANTI FAKTORING A.S.

Read

Garanti Faktoring A.S. provides factoring services to industrial and commercial firms. The company offers financing, cash flow management, guarantee, and collection services in selling goods/services; and supplier financing services in buying goods/services.

FINANCIAL SUMMARY (TRY)

Year2022202320242025CAGRTTM
Revenue625.2M1.8B2.6B4.0B85.9%4.1B
EPS (TRY)0.882.633.625.3682.4%6.61
Shares397.5M397.5M397.5M397.5M0.0%397.5M
Debt8.8B9.8B9.7B27.7B46.5%37.5B
Equity692.1M1.7B3.2B5.3B97.2%—
Op CF115.9M-1.4B2.1B404.4M51.7%636.0M
Inv CF-6.5M-22.8M-64.8M-110.5M——
Fin CF-186.6M1.5B-2.0B-273.1M——
Loading 1Y...
PRICE (1Y)-8.4%
0.490.510.530.540.5613 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$0.4877
RSI (14)
33.7
52W High
$0.7659
From 52W High
-36.3%

SCORE BREAKDOWN

Quality
56
ROIC (ROA)
7.3%*80.0
ROE
48.2%97.5
GP/Assets
11.1%75.6
Op. Margin
83.6%90.3
FCF/Assets
—N/A
Piotroski
321.1
Int. Cover
—N/A
D/E Ratio
5.54x3.7
Current Ratio
1.20x37.6
Value
46
P/E (TTM)
3.6x96.0
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
1.4x39.4
P/S
2.3x69.1
Div Yield
—N/A
Momentum
34
52W High %
64%13.4
RS 6M
-8%45.2
SMA 50/200
0.95x17.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
40%67.9

FUNDAMENTALS

Market Cap
$195M
P/E (Forward)
—
Gross Margin
90.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of GARFA.IS are excluded.

TickerCompanyMkt CapStockRankSignal
GARFA.ISGaranti Faktoring A.S.(you)$195M44Hold
VAKFA.ISVakif Faktoring A.S.$181M36Hold
ISFIN.ISIs Finansal Kiralama Anonim Sirketi$261M51Hold
CRDFA.ISCreditwest Faktoring Anonim Sirketi$68M52Hold
VAKFN.ISVakif Finansal Kiralama A.S.$123M24Sell
LIDFA.ISLider Faktoring A.S.$53M35Sell
KTLEV.ISKatilimevim Tasarruf Finansman Anonim Sirketi$2.1B44Hold
QNBFK.ISQNB Finansal Kiralama A.S.$1.5B19Strong Sell
DSTKF.ISDestek Finans Faktoring A.S.$8.9B17Strong Sell
SKBNK.ISSekerbank T.A.S.$276M48Hold

Peer medians: ROE 28.1% · P/E 5.5x · Gross margin 51.8%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Garanti Faktoring A.S. (GARFA.IS): Stock Score Summary

Garanti Faktoring A.S. (GARFA.IS) has a MoatMap StockRank of 44/100 based on Quality (56/100), Value (46/100), and Momentum (34/100) factor scores. The current signal is HOLD.

Garanti Faktoring A.S. provides factoring services to industrial and commercial firms. The company offers financing, cash flow management, guarantee, and collection services in selling goods/services; and supplier financing services in buying goods/services.

Key Financial Metrics

Price$0.49
Market Cap$195M
P/E (TTM)3.64
Price/Book1.41
Return on Equity48.2%
Debt/Equity5.54x
Gross Margin90.8%
Operating Margin83.6%
Revenue Growth39.8%

Garanti Faktoring A.S. operates in the Credit Services industry, part of the Financial Services sector (Turkey).

Frequently Asked Questions

What is Garanti Faktoring A.S.’s (GARFA.IS) StockRank?
MoatMap’s StockRank for Garanti Faktoring A.S. (GARFA.IS) is 44/100, with a Hold signal. It is a composite of Quality (56), Value (46), and Momentum (34) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Garanti Faktoring A.S. have an economic moat?
Garanti Faktoring A.S. (GARFA.IS) has a Quality factor score of 56/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Garanti Faktoring A.S. a buy, hold, or sell?
MoatMap’s current signal for Garanti Faktoring A.S. (GARFA.IS) is Hold, based on a StockRank of 44/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Garanti Faktoring A.S. in?
Garanti Faktoring A.S. (GARFA.IS) operates in the Financial Services sector, specifically the Credit Services industry (Turkey).
Browse all ranked stocksGARFA.IS deep dive reportAI ChampionsHow we score stocksSense-check another stock