ISFIN.IS
HoldUnloved QualityIs Finansal Kiralama Anonim Sirketi · Financial Services · Turkey · $261M · Avg Vol: $646K/d
Unloved Quality: Strong and cheap, but the market has not turned yet. Patience required.
51
StockRankGet insider-trade alerts
QualityQuality
52
ValueValue
51
MomentumMomentum
42
P/E (TTM)
3.1x
peers 5.5x
ROE
34.1%
peers 28.1%
D/E
6.8x
peers 0.9x
Dividend %
—
trailing yield
ABOUT IS FINANSAL KIRALAMA ANONIM SIRKETI
Read
Is Finansal Kiralama Anonim Sirketi engages in financial leasing services in Turkey and internationally. The company's leasing products include sale and lease back, software leasing, leasing abroad, leasing in free zones, and operational leasing.
FINANCIAL SUMMARY (TRY)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1.9B | 3.8B | 4.4B | 7.9B | 61.3% | 6.2B |
| EPS (TRY) | 1.19 | 2.54 | 2.77 | 5.22 | 63.7% | 5.89 |
| Shares | 695.3M | 650.3M | 650.3M | 695.3M | 0.0% | 695.3M |
| Debt | 31.1B | 43.2B | 57.2B | 83.4B | 38.9% | 105.4B |
| Equity | 3.4B | 6.1B | 8.9B | 12.1B | 52.1% | — |
| Op CF | -1.8B | 2.0B | -2.2B | -9.7B | — | -6.6B |
| Inv CF | -44.0M | -26.7M | -285.3M | -170.2M | — | — |
| Fin CF | 1.7B | 141.3M | 1.1B | 11.6B | — | — |
Loading 1Y...
PRICE (1Y)-11.8%
SMA 50SMA 200
Close
$0.373
RSI (14)
37.9
52W High
$0.4559
From 52W High
-18.2%
SCORE BREAKDOWN
Quality
52
ROIC (ROA)
4.2%*70.2
ROE
34.1%94.3
GP/Assets
6.1%61.4
Op. Margin
81.8%89.4
FCF/Assets
—N/A
Piotroski
321.1
Int. Cover
—N/A
D/E Ratio
6.81x2.5
Current Ratio
1.33x41.9
Value
51
P/E (TTM)
3.1x97.2
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
0.9x66.4
P/S
2.1x73.7
Div Yield
—N/A
Momentum
42
52W High %
82%32.5
RS 6M
-7%46.6
SMA 50/200
0.99x30.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
30%60.6
FUNDAMENTALS
Market Cap
$261M
P/E (Forward)
—
Gross Margin
100.0%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ISFIN.IS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ISFIN.IS | Is Finansal Kiralama Anonim Sirketi(you) | $261M | 51 | Hold |
| GARFA.IS | Garanti Faktoring A.S. | $195M | 44 | Hold |
| VAKFA.IS | Vakif Faktoring A.S. | $181M | 36 | Hold |
| CRDFA.IS | Creditwest Faktoring Anonim Sirketi | $68M | 52 | Hold |
| VAKFN.IS | Vakif Finansal Kiralama A.S. | $123M | 24 | Sell |
| LIDFA.IS | Lider Faktoring A.S. | $53M | 35 | Sell |
| KTLEV.IS | Katilimevim Tasarruf Finansman Anonim Sirketi | $2.1B | 44 | Hold |
| QNBFK.IS | QNB Finansal Kiralama A.S. | $1.5B | 19 | Strong Sell |
| DSTKF.IS | Destek Finans Faktoring A.S. | $8.9B | 17 | Strong Sell |
| SKBNK.IS | Sekerbank T.A.S. | $276M | 48 | Hold |
Peer medians: ROE 28.1% · P/E 5.5x · Gross margin 51.8%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.