HDFC Bank Limited (HDB) — Stock Score Summary

HDFC Bank Limited (HDB) has a MoatMap StockRank of 8/100 based on Quality (45/100), Value (29/100), and Momentum (15/100) factor scores. The current signal is STRONG SELL. HDFC Bank is a premier Indian financial institution, but its post-merger integration with HDFC Ltd continues to depress net interest margins and return metrics. It currently fails our momentum and short-term quality thresholds, and does not directly align with our active macro themes.

HDFC Bank Limited is India's largest private sector bank, providing a comprehensive suite of retail, wholesale, and transactional banking services. The bank possesses a formidable competitive moat built on an extensive physical branch network, industry-leading digital infrastructure, and a highly stable, low-cost deposit base. It is recognized as a market leader with superior asset quality and risk management practices, consistently outperforming peers in India's rapidly expanding financial services sector.

Key Financial Metrics

Price$23.29
Market Cap$121.4B
P/E (TTM)16.53
P/E (Forward)15.71
Price/Book9.63
Return on Equity13.8%
Gross Margin0.0%
Operating Margin40.5%
Revenue Growth-1.8%
Dividend Yield1.8%

HDFC Bank Limited operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is HDFC Bank Limited’s (HDB) StockRank?
MoatMap’s StockRank for HDFC Bank Limited (HDB) is 8/100, with a Strong Sell signal. It is a composite of Quality (45), Value (29), and Momentum (15) factor ranks across MoatMap’s 19,000+ stock universe.
Does HDFC Bank Limited have an economic moat?
HDFC Bank Limited (HDB) has a Quality factor score of 45/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is HDFC Bank Limited a buy, hold, or sell?
MoatMap’s current signal for HDFC Bank Limited (HDB) is Strong Sell, based on a StockRank of 8/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is HDFC Bank Limited in?
HDFC Bank Limited (HDB) operates in the Financial Services sector, specifically the Banks - Regional industry (India).