QNBTR.IS

Strong SellFallen Favourite

QNB Bank A.S. · Financial Services · Turkey · $18.6B · Avg Vol: $42K/d

Fallen Favourite: A good business that is expensive and falling. Wait for the price to catch up.

20
StockRank
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Quality
66
Value
22
Momentum
14
P/E (TTM)
17.9x
peers 5.3x
ROE
32.5%
peers 28.1%
D/E
3.3x
peers 0.9x
Dividend %
—
trailing yield

ABOUT QNB BANK A.S.

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QNB Bank A.S. provides various banking and financial services in Turkey. It operates through three segments: Retail Banking, Corporate and Commercial Banking, and Treasury and General Directorate.

FINANCIAL SUMMARY (TRY)

Year2022202320242025CAGRTTM
Revenue46.7B74.8B101.3B162.0B51.4%140.5B
EPS (TRY)3.136.035.987.9036.1%9.26
Shares5.5B5.5B5.5B5.5B+0.0%5.5B
Debt128.2B239.1B442.8B571.0B64.5%721.7B
Equity44.3B81.6B119.0B172.9B57.5%—
Op CF27.8B47.7B84.9B-96.4B74.7%-118.3B
Inv CF-7.2B-38.1B-73.1B-13.4B——
Fin CF3.4B34.2B31.4B109.4B——
Loading 1Y...
PRICE (1Y)-14.6%
3.363.523.683.844.0013 Aug3 Sep24 Sep
SMA 50SMA 200

Close
$3.37
RSI (14)
27.6
52W High
$7.65
From 52W High
-56.0%

SCORE BREAKDOWN

Quality
66
ROIC (ROA)
2.7%*62.4
ROE
32.5%94.0
GP/Assets
7.1%N/A
Op. Margin
49.5%69.5
FCF/Assets
bankN/A
Piotroski
446.3
Int. Cover
—50.0
D/E Ratio
3.30xN/A
Current Ratio
bankN/A
Value
22
P/E (TTM)
17.9x28.9
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
4.5x10.0
P/S
6.5x24.7
Div Yield
—N/A
Momentum
14
52W High %
44%5.2
RS 6M
-42%4.4
SMA 50/200
0.79x3.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
26%58.1

FUNDAMENTALS

Market Cap
$18.6B
P/E (Forward)
—
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of QNBTR.IS are excluded.

TickerCompanyMkt CapStockRankSignal
QNBTR.ISQNB Bank A.S.(you)$18.6B20Strong Sell
ENPRA.ISEnpara Bank A.S.$10.7B12Strong Sell
HALKB.ISTürkiye Halk Bankasi A.S.$6.7B63Hold
GARAN.ISTurkiye Garanti Bankasi A.S.$11.2B81Strong Buy
VAKBN.ISTürkiye Vakiflar Bankasi Türk Anonim Ortakligi$6.9B78Buy
AKBNK.ISAkbank T.A.S.$7.6B82Strong Buy
KLNMA.ISTürkiye Kalkinma ve Yatirim Bankasi A.S.$1.7B52Hold
YKBNK.ISYapi ve Kredi Bankasi A.S.$6.2B79Buy
SAHOL.ISHaci Ömer Sabanci Holding A.S.$3.8B76Buy
ISCTR.ISTürkiye Is Bankasi A.S.$6.8B89Strong Buy

Peer medians: ROE 28.1% · P/E 5.3x · Gross margin 52.1%

Company Deep Dive

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QNB Bank A.S. (QNBTR.IS): Stock Score Summary

QNB Bank A.S. (QNBTR.IS) has a MoatMap StockRank of 20/100 based on Quality (66/100), Value (22/100), and Momentum (14/100) factor scores. The current signal is STRONG SELL.

QNB Bank A.S. provides various banking and financial services in Turkey. It operates through three segments: Retail Banking, Corporate and Commercial Banking, and Treasury and General Directorate.

Key Financial Metrics

Price$3.37
Market Cap$18.6B
P/E (TTM)17.86
Price/Book4.53
Return on Equity32.5%
Debt/Equity3.30x
Operating Margin49.5%
Revenue Growth27.3%

QNB Bank A.S. operates in the Banks - Regional industry, part of the Financial Services sector (Turkey).

Frequently Asked Questions

What is QNB Bank A.S.’s (QNBTR.IS) StockRank?
MoatMap’s StockRank for QNB Bank A.S. (QNBTR.IS) is 20/100, with a Strong Sell signal. It is a composite of Quality (66), Value (22), and Momentum (14) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does QNB Bank A.S. have an economic moat?
QNB Bank A.S. (QNBTR.IS) has a Quality factor score of 66/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is QNB Bank A.S. a buy, hold, or sell?
MoatMap’s current signal for QNB Bank A.S. (QNBTR.IS) is Strong Sell, based on a StockRank of 20/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is QNB Bank A.S. in?
QNB Bank A.S. (QNBTR.IS) operates in the Financial Services sector, specifically the Banks - Regional industry (Turkey).