What is International Money Express, Inc.'s (IMXI) StockRank?

MoatMap's StockRank for International Money Express, Inc. (IMXI) is 53/100, with a Hold signal. This is a composite score combining Quality (51), Value (58), and Momentum (39) factor ranks across MoatMap's universe of 25,000+ stocks.

Does International Money Express, Inc. have an economic moat?

International Money Express, Inc. (IMXI) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is International Money Express, Inc. a buy, hold, or sell?

MoatMap's current signal for International Money Express, Inc. (IMXI) is Hold, based on a StockRank of 53/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is International Money Express, Inc. in?

International Money Express, Inc. (IMXI) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).

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IMXI

HoldUnloved Quality

International Money Express, Inc. · Technology · United States · $437M · Avg Vol: $10M/d

StockRank

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P/E (TTM)

23.8x

ROE

11.9%

D/E

0.8x

Dividend %

—

COMPANY DESCRIPTION

International Money Express (Intermex) is a leading omnichannel money transfer services provider, primarily focused on the high-volume US-to-Latin America and Caribbean remittance corridors. The company differentiates itself through a proprietary technology platform that ensures fast, secure, and reliable transactions across a vast agent network. Its strong brand loyalty and efficient agent-centric distribution model drive industry-leading transaction growth and operating margins.

FINANCIAL SUMMARY (USD)

Year	2022	2023	2024	2025	CAGR	TTM	2026E	2027E	Fwd CAGR
Revenue	546.8M	658.7M	658.6M	607.8M	3.6%	555.4M	513.0M	511.5M	-8.3%
EPS	1.52	1.67	1.81	1.09	-10.5%	0.61	0.83	1.02	-3.1%
Shares	36.6M	33.8M	30.5M	29.7M	-18.9%	30.2M	—	—	—
Debt	183.7M	215.9M	181.7M	216.5M	5.6%	135.4M	—	—	—
Equity	149.9M	149.0M	134.9M	161.1M	2.4%	—	—	—	—
Op CF	15.2M	143.5M	53.1M	36.9M	34.5%	31.1M	—	—	—
Inv CF	-12.5M	-18.3M	-43.9M	-22.1M	—	—	—	—	—
Fin CF	14.1M	-37.1M	-114.2M	20.8M	—	—	—	—	—

Loading 1Y...

PRICE (1Y)+11.2%

SMA 50SMA 200

$14.37

RSI (14)

58.5

52W High

$15.95

From 52W High

0.9%

SCORE BREAKDOWN

Quality

ROIC

12.9%70.5

ROE

11.9%63.2

GP/Assets

36.8%77.2

Op. Margin

7.2%52.5

FCF/Assets

-12.2%10.6

Piotroski

661.1

Int. Cover

4.3x35.9

D/E Ratio

0.80x17.0

Current Ratio

1.96x49.7

Value

P/E (TTM)

23.8x57.4

EV/EBITDA

6.3x87.6

P/FCF

—N/A

P/B

2.6x57.6

P/S

0.8x83.5

Div Yield

—N/A

Momentum

52W High %

90%91.0

RS 6M

-22%35.6

SMA 50/200

0.91x30.4

EPS Rev 4W

-32.5%2.1

EPS Rev 12W

-42.3%3.3

EPS Improve

+68%47.7

Q Growth

-62%6.4

FUNDAMENTALS

Market Cap

$437M

P/E (Forward)

14.2x

Gross Margin

34.3%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of IMXI are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
IMXI	International Money Express, Inc.(you)	$437M	53	Hold
TLS	Telos Corporation	$358M	51	Hold
RPAY	Repay Holdings Corporation	$330M	57	Hold
AIOT	PowerFleet, Inc.	$409M	45	Hold
KPLT	Katapult Holdings, Inc.	$483M	30	Sell
RXT	Rackspace Technology, Inc.	$803M	39	Hold
IIIV	i3 Verticals, Inc.	$430M	26	Sell
BLZE	Backblaze, Inc.	$887M	39	Hold
BAND	Bandwidth Inc.	$1.6B	49	Hold
ATEN	A10 Networks, Inc.	$1.9B	55	Hold

Peer medians: ROE 4.6% · P/E 35.3x · Gross margin 51.3%

International Money Express, Inc. (IMXI): Stock Score Summary

International Money Express, Inc. (IMXI) has a MoatMap StockRank of 53/100 based on Quality (51/100), Value (58/100), and Momentum (39/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$14.37
Market Cap	$437M
P/E (TTM)	23.79
P/E (Forward)	14.18
Price/Book	2.58
Return on Equity	11.9%
Return on Invested Capital	12.9%
Debt/Equity	0.80x
Gross Margin	34.3%
Operating Margin	7.2%
Revenue Growth	-18.6%
Free Cash Flow	$-63M

International Money Express, Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is International Money Express, Inc.’s (IMXI) StockRank?: MoatMap’s StockRank for International Money Express, Inc. (IMXI) is 53/100, with a Hold signal. It is a composite of Quality (51), Value (58), and Momentum (39) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does International Money Express, Inc. have an economic moat?: International Money Express, Inc. (IMXI) has a Quality factor score of 51/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is International Money Express, Inc. a buy, hold, or sell?: MoatMap’s current signal for International Money Express, Inc. (IMXI) is Hold, based on a StockRank of 53/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is International Money Express, Inc. in?: International Money Express, Inc. (IMXI) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).