IMXI

HoldUnloved Quality

International Money Express, Inc. · Technology · United States · $281M cap · $6.1M/day traded

$9.16 -1.5% · close 26 Oct · scored 24 Oct

Unloved Quality: Strong and cheap; the market has not turned yet.

55
StockRank
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Quality
53
Value
68
Momentum
28

As of 24 Oct 2026, MoatMap's StockRank for International Money Express, Inc. (IMXI) is 55/100, ranked against 24,000+ stocks in 35 markets (Quality 53, Value 68, Momentum 28, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
15.2x
peers 32.7x
ROE
11.9%
peers 4.7%
D/E
0.8x
peers 0.3x
Dividend %
—
trailing yield

ABOUT INTERNATIONAL MONEY EXPRESS, INC.

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International Money Express (Intermex) is a leading omnichannel money transfer services provider, primarily focused on the high-volume US-to-Latin America and Caribbean remittance corridors. The company differentiates itself through a proprietary technology platform that ensures fast, secure, and reliable transactions across a vast agent network. Its strong brand loyalty and efficient agent-centric distribution model drive industry-leading transaction growth and operating margins.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue546.8M658.7M658.6M607.8M3.6%555.4M508.7M511.5M-8.3%
EPS1.521.671.811.09-10.5%0.610.771.02-3.1%
Shares36.6M33.8M30.5M29.7M-18.9%30.2M———
Debt183.7M215.9M181.7M216.5M5.6%135.4M———
Equity149.9M149.0M134.9M161.1M2.4%————
Op CF15.2M143.5M53.1M36.9M34.5%31.1M———
Inv CF-12.5M-18.3M-43.9M-22.1M—————
Fin CF14.1M-37.1M-114.2M20.8M—————
Loading 1Y...
PRICE (1Y) · USD-33.6%
9.210.311.512.613.815 Sep6 Oct26 Oct
SMA 50SMA 200

Price checkStill fallingExperimental

Made a new 52-week low 1 trading day ago, 42% below its 52-week high. The fall has not stopped yet.

SwingsAverage

Calmer than 57% of stocks we rank over the past year (38% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
$9.16
RSI (14)
16.6
52-Week Range-42.6% from high
Low $9.00High $15.95

SCORE BREAKDOWN

Quality
53
ROIC
10.0%57.9
ROE
11.9%61.4
GP/Assets
36.8%77.1
Op. Margin
7.2%52.4
FCF/Assets
1.7%42.8
Piotroski
659.3
Int. Cover
3.6x32.4
D/E Ratio
0.80x16.9
Current Ratio
1.96x50.1
Value
68
P/E (TTM)
15.2x72.0
EV/EBITDA
4.0x93.0
P/FCF
31.8x42.3
P/B
1.7x71.4
P/S
0.5x88.8
Div Yield
—N/A
Momentum
28
52W High %
57%41.1
RS 6M
-49%9.8
SMA 50/200
0.87x23.7
EPS Rev 4W
0.0%55.5
EPS Rev 12W
-32.5%2.8
EPS Improve
+68%47.6
Q Growth
-62%6.0

FUNDAMENTALS

Market Cap
$281M
P/E (Forward)
9.1x
Gross Margin
34.3%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of IMXI are excluded.

TickerCompanyMkt CapStockRankSignal
IMXIInternational Money Express, Inc.(you)$281M55Hold
TLSTelos Corporation$364M57Hold
RPAYRepay Holdings Corporation$384M53Hold
SANGSangoma Technologies Corporation$157M60Hold
SABRSabre Corporation$613M59Hold
BLZEBackblaze, Inc.$516M36Hold
PWR.JOPowerFleet Inc$580M38Hold
KPLTKatapult Holdings, Inc.$665M73Buy
IIIVi3 Verticals, Inc.$604M35Sell
RXTRackspace Technology, Inc.$721M38Hold

Peer medians: ROE 4.7% · P/E 32.7x · Gross margin 52.2%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

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International Money Express, Inc. (IMXI): Stock Score Summary

International Money Express, Inc. (IMXI) has a MoatMap StockRank of 55/100 based on Quality (53/100), Value (68/100), and Momentum (28/100) factor scores. The current signal is HOLD.

International Money Express (Intermex) is a leading omnichannel money transfer services provider, primarily focused on the high-volume US-to-Latin America and Caribbean remittance corridors. The company differentiates itself through a proprietary technology platform that ensures fast, secure, and reliable transactions across a vast agent network. Its strong brand loyalty and efficient agent-centric distribution model drive industry-leading transaction growth and operating margins.

Key Financial Metrics

Price$9.16
Market Cap$281M
P/E (TTM)15.25
P/E (Forward)9.09
Price/Book1.66
Return on Equity11.9%
Return on Invested Capital10.0%
Debt/Equity0.80x
Gross Margin34.3%
Operating Margin7.2%
Revenue Growth-18.6%
Free Cash Flow$9M

International Money Express, Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is International Money Express, Inc.’s (IMXI) StockRank?
MoatMap’s StockRank for International Money Express, Inc. (IMXI) is 55/100, with a Hold signal. It is a composite of Quality (53), Value (68), and Momentum (28), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does International Money Express, Inc. have an economic moat?
International Money Express, Inc. (IMXI) has a Quality factor score of 53/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is International Money Express, Inc. a buy, hold, or sell?
MoatMap’s current signal for International Money Express, Inc. (IMXI) is Hold, based on a StockRank of 55/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is International Money Express, Inc. in?
International Money Express, Inc. (IMXI) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).