Repay Holdings Corporation (RPAY) — Stock Score Summary

Repay Holdings Corporation (RPAY) has a MoatMap StockRank of 42/100 based on Quality (29/100), Value (62/100), and Momentum (38/100) factor scores. The current signal is HOLD. Small-cap US technology company (payment processing) with a 'STRONG_SELL' signal. While fintech is a growing sector, it is not a direct or asymmetric beneficiary of the *specific* macro themes identified, nor is there enough information to establish a unique moat or quality compounder status.

Repay Holdings Corporation is a leading provider of vertically integrated payment processing solutions, primarily for niche markets like debt collection, automotive, and B2B. The company offers a proprietary payment platform that simplifies electronic payments for merchants and consumers, integrating seamlessly with existing enterprise software. Repay's specialized focus on high-growth vertical markets and its comprehensive payment technology create a strong competitive moat.

Key Financial Metrics

Price$3.78
Market Cap$333M
P/E (Forward)3.86
Price/Book0.63
Return on Equity-43.9%
Return on Invested Capital-27.4%
Debt/Equity84.22
Gross Margin75.1%
Operating Margin-0.0%
Revenue Growth4.5%
Free Cash Flow$46M

Repay Holdings Corporation operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Repay Holdings Corporation’s (RPAY) StockRank?
MoatMap’s StockRank for Repay Holdings Corporation (RPAY) is 42/100, with a Hold signal. It is a composite of Quality (29), Value (62), and Momentum (38) factor ranks across MoatMap’s 19,000+ stock universe.
Does Repay Holdings Corporation have an economic moat?
Repay Holdings Corporation (RPAY) has a Quality factor score of 29/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Repay Holdings Corporation a buy, hold, or sell?
MoatMap’s current signal for Repay Holdings Corporation (RPAY) is Hold, based on a StockRank of 42/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Repay Holdings Corporation in?
Repay Holdings Corporation (RPAY) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).
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