Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
RPAY
HOLDRepay Holdings Corporation · Technology · United States · $335M · Avg Vol: $3M/d
COMPANY DESCRIPTION
Repay Holdings Corporation is a leading provider of vertically integrated payment processing solutions, primarily for niche markets like debt collection, automotive, and B2B. The company offers a proprietary payment platform that simplifies electronic payments for merchants and consumers, integrating seamlessly with existing enterprise software. Repay's specialized focus on high-growth vertical markets and its comprehensive payment technology create a strong competitive moat.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 279.2M | 296.6M | 313.0M | 309.3M | 3.5% | 312.7M | 494.0M | 627.3M | 42.4% |
| EPS | 0.14 | -1.23 | -0.11 | -3.00 | — | -3.03 | — | — | — |
| Shares | 88.3M | 90.8M | 88.2M | 81.8M | -7.4% | 82.8M | — | — | — |
| Debt | 461.9M | 443.0M | 508.5M | 436.9M | -1.8% | 400.3M | — | — | — |
| Equity | 894.6M | 815.1M | 761.3M | 484.4M | -18.5% | — | — | — | — |
| Op CF | 74.2M | 103.6M | 150.1M | 91.1M | 7.1% | 105.4M | — | — | — |
| Inv CF | -39.5M | -24.1M | -44.9M | -42.0M | — | — | — | — | — |
| Fin CF | -17.5M | -28.9M | -12.7M | -130.2M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of RPAY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| RPAY | Repay Holdings Corporation(you) | $335M | 63 | HOLD |
| IMXI | International Money Express, Inc. | $392M | 62 | HOLD |
| YEXT | Yext, Inc. | $501M | 68 | BUY |
| SABR | Sabre Corporation | $656M | 63 | HOLD |
| AIOT | PowerFleet, Inc. | $500M | 55 | HOLD |
| RPD | Rapid7, Inc. | $634M | 50 | HOLD |
| TLS | Telos Corporation | $337M | 35 | SELL |
| PAYS | Paysign, Inc. | $486M | 84 | STRONG BUY |
| RXT | Rackspace Technology, Inc. | $1.0B | 53 | HOLD |
| BLZE | Backblaze, Inc. | $697M | 40 | HOLD |
Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%