ISCTR.IS
Strong BuyUnloved QualityTürkiye Is Bankasi A.S. · Financial Services · Turkey · $6.8B · Avg Vol: $147M/d
Unloved Quality: Strong and cheap, but the market has not turned yet. Patience required.
89
StockRankGet insider-trade alerts
QualityQuality
64
ValueValue
82
MomentumMomentum
42
P/E (TTM)
4.9x
peers 5.5x
ROE
18.9%
peers 30.6%
D/E
2.7x
peers 0.8x
Dividend %
4.0%
trailing yield
ABOUT TÜRKIYE IS BANKASI A.S.
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Türkiye Is Bankasi A.S., together with its subsidiaries, provides various banking products and services to individuals and businesses in Turkey.
FINANCIAL SUMMARY (TRY)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 153.3B | 234.4B | 280.7B | 423.9B | 40.4% | 421.6B | 613.6B | 865.5B | 42.9% |
| EPS (TRY) | 2.46 | 2.89 | 1.82 | 2.71 | 3.3% | 2.73 | 3.12 | — | 14.9% |
| Shares | 25.0B | 25.0B | 25.0B | 25.0B | +0.0% | 25.0B | — | — | — |
| Debt | 301.5B | 531.7B | 894.2B | 1.1T | 55.7% | 1.4T | — | — | — |
| Equity | 191.3B | 268.2B | 318.2B | 428.1B | 30.8% | — | — | — | — |
| Op CF | 88.4B | 441.7B | 184.6B | 181.1B | 27.0% | -444.7B | — | — | — |
| Inv CF | -77.8B | -171.3B | -182.3B | -87.0B | — | — | — | — | — |
| Fin CF | -29.8B | 4.2B | -6.3B | 56.9B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+5.7%
SMA 50SMA 200
Close
$0.27
RSI (14)
51.7
52W High
$0.3567
From 52W High
-24.3%
SCORE BREAKDOWN
Quality
64
ROIC (ROA)
1.7%*52.2
ROE
18.9%81.6
GP/Assets
7.7%N/A
Op. Margin
13.0%30.0
FCF/Assets
bankN/A
Piotroski
797.1
Int. Cover
—50.0
D/E Ratio
2.66xN/A
Current Ratio
bankN/A
Value
82
P/E (TTM)
4.9x90.5
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.7x82.4
P/S
0.8x91.2
Div Yield
4.0%53.9
Momentum
42
52W High %
76%24.5
RS 6M
5%68.8
SMA 50/200
0.92x13.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+86%80.8
Q Growth
-46%7.6
FUNDAMENTALS
Market Cap
$6.8B
P/E (Forward)
2.6x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ISCTR.IS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ISCTR.IS | Türkiye Is Bankasi A.S.(you) | $6.8B | 89 | Strong Buy |
| AKBNK.IS | Akbank T.A.S. | $7.6B | 82 | Strong Buy |
| VAKBN.IS | Türkiye Vakiflar Bankasi Türk Anonim Ortakligi | $6.9B | 78 | Buy |
| YKBNK.IS | Yapi ve Kredi Bankasi A.S. | $6.2B | 79 | Buy |
| GARAN.IS | Turkiye Garanti Bankasi A.S. | $11.2B | 81 | Strong Buy |
| SAHOL.IS | Haci Ömer Sabanci Holding A.S. | $3.8B | 76 | Buy |
| HALKB.IS | Türkiye Halk Bankasi A.S. | $6.7B | 63 | Hold |
| TSKB.IS | Türkiye Sinai Kalkinma Bankasi A.S. | $607M | 85 | Strong Buy |
| ALBRK.IS | Albaraka Türk Katilim Bankasi A.S. | $434M | 90 | Strong Buy |
| KLNMA.IS | Türkiye Kalkinma ve Yatirim Bankasi A.S. | $1.7B | 52 | Hold |
Peer medians: ROE 30.6% · P/E 5.5x · Gross margin 52.1%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.