YKBNK.IS
BuyUnloved QualityYapi ve Kredi Bankasi A.S. · Financial Services · Turkey · $6.2B · Avg Vol: $172M/d
Unloved Quality: Strong and cheap, but the market has not turned yet. Patience required.
ABOUT YAPI VE KREDI BANKASI A.S.
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Yapi ve Kredi Bankasi A.S., together with its subsidiaries, provides commercial banking and financial products and services in Turkey and internationally. It operates through three segments: Retail Banking; Corporate Banking; and Commercial and SME Banking.
FINANCIAL SUMMARY (TRY)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 115.3B | 156.6B | 150.0B | 238.6B | 27.4% | 222.6B | 314.9B | 404.3B | 30.2% |
| EPS (TRY) | 6.24 | 8.05 | 3.44 | 5.57 | -3.7% | 6.56 | 8.70 | — | 56.2% |
| Shares | 8.4B | 8.4B | 8.4B | 8.4B | -0.0% | 8.4B | — | — | — |
| Debt | 225.1B | 361.7B | 711.6B | 942.5B | 61.2% | 1.1T | — | — | — |
| Equity | 126.3B | 178.9B | 192.8B | 255.6B | 26.5% | — | — | — | — |
| Op CF | 40.2B | 160.6B | 35.3B | -116.8B | -6.3% | -594.6B | — | — | — |
| Inv CF | -46.3B | -84.1B | -50.0B | -34.2B | — | — | — | — | — |
| Fin CF | 4.4B | -27.9B | 50.9B | 172.9B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of YKBNK.IS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| YKBNK.IS | Yapi ve Kredi Bankasi A.S.(you) | $6.2B | 79 | Buy |
| VAKBN.IS | Türkiye Vakiflar Bankasi Türk Anonim Ortakligi | $6.9B | 78 | Buy |
| AKBNK.IS | Akbank T.A.S. | $7.6B | 82 | Strong Buy |
| ISCTR.IS | Türkiye Is Bankasi A.S. | $6.8B | 89 | Strong Buy |
| SAHOL.IS | Haci Ömer Sabanci Holding A.S. | $3.8B | 76 | Buy |
| GARAN.IS | Turkiye Garanti Bankasi A.S. | $11.2B | 81 | Strong Buy |
| HALKB.IS | Türkiye Halk Bankasi A.S. | $6.7B | 63 | Hold |
| TSKB.IS | Türkiye Sinai Kalkinma Bankasi A.S. | $607M | 85 | Strong Buy |
| KLNMA.IS | Türkiye Kalkinma ve Yatirim Bankasi A.S. | $1.7B | 52 | Hold |
| ALBRK.IS | Albaraka Türk Katilim Bankasi A.S. | $434M | 90 | Strong Buy |
Peer medians: ROE 29.3% · P/E 5.3x · Gross margin 52.1%
Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.