Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
KISSHT.NS
SellFallen FavouriteOnEMI Technology Solutions Limited · Financial Services · India · $619M · Avg Vol: $5M/d
30
StockRankGet insider-trade alerts
Q
52
V
23
M
44
P/E (TTM)
32.8x
ROE
16.0%
D/E
1.8x
Dividend %
—
COMPANY DESCRIPTION
OnEMI Technology Solutions Limited operates as a digital lending platform revolutionizing access to credit in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 9.8B | 16.7B | 13.4B | 16.6% | 21.0B | 26.5B | 35.0B | 37.7% |
| EPS (INR) | 1.64 | 11.71 | 9.53 | 140.9% | 9.87 | — | — | — |
| Shares | 168.5M | 168.5M | 168.5M | 0.0% | 177.3M | — | — | — |
| Debt | 4.4B | 8.4B | 15.6B | 87.3% | 24.4B | — | — | — |
| Equity | 5.7B | 8.0B | 10.1B | 33.3% | — | — | — | — |
| Op CF | 1.1B | -6.4B | -6.6B | — | -6.6B | — | — | — |
| Inv CF | -724.5M | 404.2M | -332.3M | — | — | — | — | — |
| Fin CF | 4.4B | 3.1B | 5.4B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+1.7%
SMA 50SMA 200
Close
$3.38
RSI (14)
62.0
SCORE BREAKDOWN
Quality
52
ROIC
21.1%93.7
ROE
16.0%76.9
GP/Assets
77.2%98.5
Op. Margin
21.5%37.6
FCF/Assets
-24.8%2.5
Piotroski
25.9
Int. Cover
4.5x36.3
D/E Ratio
1.81x18.2
Current Ratio
1.56x48.4
Value
23
P/E (TTM)
32.8x11.8
EV/EBITDA
23.8x18.4
P/FCF
—N/A
P/B
2.9x16.4
P/S
2.7x64.5
Div Yield
—N/A
Momentum
44
52W High %
—N/A
RS 6M
—N/A
SMA 50/200
—N/A
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+267%94.3
Q Growth
59%76.6
FUNDAMENTALS
Market Cap
$619M
P/E (Forward)
8.9x
Gross Margin
83.4%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KISSHT.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KISSHT.NS | OnEMI Technology Solutions Limited(you) | $619M | 30 | Sell |
| MASFIN.NS | MAS Financial Services Limited | $555M | 32 | Sell |
| INDOSTAR.NS | IndoStar Capital Finance Limited | $429M | 27 | Sell |
| SBFC.NS | SBFC Finance Limited | $1.1B | 33 | Sell |
| FEDFINA.NS | Fedbank Financial Services Limited | $642M | 47 | Hold |
| AYE.NS | Aye Finance Limited | $477M | 43 | Hold |
| TFCILTD.NS | Tourism Finance Corporation of India Limited | $688M | 50 | Hold |
| SPANDANA.NS | Spandana Sphoorty Financial Limited | $224M | 34 | Sell |
| MUFIN.NS | Mufin Green Finance Limited | $283M | 44 | Hold |
| MUTHOOTMF.NS | Muthoot Microfin Limited | $357M | 49 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%