Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MASFIN.NS
SellFallen FavouriteMAS Financial Services Limited · Financial Services · India · $555M · Avg Vol: $775K/d
32
StockRankGet insider-trade alerts
Q
51
V
26
M
46
P/E (TTM)
13.3x
ROE
12.5%
D/E
3.4x
Dividend %
0.7%
COMPANY DESCRIPTION
MAS Financial Services Limited, a non-banking finance company (NBFC), provides retail financing services for individuals and businesses in India. It operates through Financing Activities and Others segments.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 7.7B | 10.1B | 12.7B | 15.3B | 25.5% | 9.8B | 19.4B | 23.5B | 23.9% |
| EPS (INR) | 12.39 | 15.31 | 17.48 | 20.46 | 18.2% | 21.83 | 25.16 | 31.80 | 24.7% |
| Shares | 164.0M | 164.0M | 181.5M | 181.5M | +10.7% | 181.5M | — | — | — |
| Debt | 58.7B | 71.2B | 91.8B | 103.2B | 20.6% | 103.6B | — | — | — |
| Equity | 15.2B | 17.8B | 26.1B | 29.7B | 25.1% | — | — | — | — |
| Op CF | -14.3B | -13.7B | -11.2B | -17.9B | — | -17.9B | — | — | — |
| Inv CF | -3.0B | 500.8M | -8.3B | 4.7B | — | — | — | — | — |
| Fin CF | 16.8B | 12.9B | 21.9B | 10.9B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-11.0%
SMA 50SMA 200
Close
$3.02
RSI (14)
40.3
52W High
$3.75
From 52W High
0.8%
SCORE BREAKDOWN
Quality
51
ROIC
6.2%78.3
ROE
12.5%63.9
GP/Assets
6.0%62.2
Op. Margin
56.0%75.4
FCF/Assets
-13.7%4.5
Piotroski
537.9
Int. Cover
50.0x89.2
D/E Ratio
3.40x7.9
Current Ratio
1.54x47.4
Value
26
P/E (TTM)
13.3x47.6
EV/EBITDA
29.9x13.8
P/FCF
—N/A
P/B
1.8x30.4
P/S
5.4x31.1
Div Yield
0.7%6.9
Momentum
46
52W High %
81%27.7
RS 6M
-2%50.0
SMA 50/200
0.99x26.3
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+48%72.5
Q Growth
27%59.4
FUNDAMENTALS
Market Cap
$555M
P/E (Forward)
9.0x
Gross Margin
85.2%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MASFIN.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MASFIN.NS | MAS Financial Services Limited(you) | $555M | 32 | Sell |
| KISSHT.NS | OnEMI Technology Solutions Limited | $619M | 30 | Sell |
| INDOSTAR.NS | IndoStar Capital Finance Limited | $429M | 27 | Sell |
| AYE.NS | Aye Finance Limited | $477M | 43 | Hold |
| SBFC.NS | SBFC Finance Limited | $1.1B | 33 | Sell |
| FEDFINA.NS | Fedbank Financial Services Limited | $642M | 47 | Hold |
| SPANDANA.NS | Spandana Sphoorty Financial Limited | $224M | 34 | Sell |
| TFCILTD.NS | Tourism Finance Corporation of India Limited | $688M | 50 | Hold |
| MUFIN.NS | Mufin Green Finance Limited | $283M | 44 | Hold |
| MUTHOOTMF.NS | Muthoot Microfin Limited | $357M | 49 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%