Lumo Kodit Oyj (LUMO.HE) — Stock Score Summary

Lumo Kodit Oyj (LUMO.HE) has a MoatMap StockRank of 21/100 based on Quality (39/100), Value (43/100), and Momentum (25/100) factor scores. The current signal is SELL. Lumo Kodit is a Finnish residential real estate operator. It is a capital-heavy business operating in a low-growth region, offering no asymmetric upside or global scalability.

Kojamo Oyj, operating under the Lumo brand, is the largest private residential real estate company in Finland, specializing in rental apartments in major growth centers. The company's competitive moat is defined by its high-quality, urban property portfolio located in supply-constrained metropolitan areas like Helsinki. Kojamo benefits from stable, defensive cash flows driven by urbanization and structural demand for rental housing.

Key Financial Metrics

Price$8.29
Market Cap$2.3B
P/E (TTM)141.60
P/E (Forward)12.24
Price/Book0.48
Return on Equity0.4%
Return on Invested Capital2.0%
Debt/Equity91.27
Gross Margin67.5%
Operating Margin45.3%
Revenue Growth-3.2%
Dividend Yield1.6%
Free Cash Flow$486M

Lumo Kodit Oyj operates in the Real Estate Services industry, part of the Real Estate sector (Finland).

Frequently Asked Questions

What is Lumo Kodit Oyj’s (LUMO.HE) StockRank?
MoatMap’s StockRank for Lumo Kodit Oyj (LUMO.HE) is 21/100, with a Sell signal. It is a composite of Quality (39), Value (43), and Momentum (25) factor ranks across MoatMap’s 19,000+ stock universe.
Does Lumo Kodit Oyj have an economic moat?
Lumo Kodit Oyj (LUMO.HE) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Lumo Kodit Oyj a buy, hold, or sell?
MoatMap’s current signal for Lumo Kodit Oyj (LUMO.HE) is Sell, based on a StockRank of 21/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Lumo Kodit Oyj in?
Lumo Kodit Oyj (LUMO.HE) operates in the Real Estate sector, specifically the Real Estate Services industry (Finland).
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