Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
NCNO
HOLDnCino, Inc. · Technology · United States · $1.8B · Avg Vol: $59M/d
COMPANY DESCRIPTION
nCino, Inc. is a leading cloud-based software provider for financial institutions, offering a comprehensive 'Bank Operating System' that digitizes and streamlines lending, onboarding, and deposit account opening processes. Its enterprise SaaS solution boasts strong integration with Salesforce and serves a growing global customer base of banks and credit unions. nCino is a specialized cloud technology leader, enhancing efficiency and customer experience in the financial services sector.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 273.9M | 408.3M | 476.5M | 540.7M | 594.8M | 21.4% | 610.1M | 644.7M | 701.7M | 8.6% |
| EPS | -0.51 | -0.93 | -0.38 | -0.33 | 0.05 | — | 0.12 | 0.06 | 0.07 | 18.2% |
| Shares | 109.8M | 111.4M | 113.7M | 113.7M | 113.9M | +3.8% | 109.6M | — | — | — |
| Debt | 48.8M | 96.5M | 74.2M | 236.8M | 278.7M | 54.6% | 326.7M | — | — | — |
| Equity | 1.1B | 1.0B | 1.0B | 1.1B | 1.1B | -0.3% | — | — | — | — |
| Op CF | -19.2M | -15.4M | 57.3M | 55.2M | 90.1M | 25.4% | 117.2M | — | — | — |
| Inv CF | -278.5M | -20.7M | -6.3M | -219.2M | -54.1M | — | — | — | — | — |
| Fin CF | 15.9M | 36.7M | -21.1M | 170.5M | -73.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of NCNO are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| NCNO | nCino, Inc.(you) | $1.8B | 47 | HOLD |
| BL | BlackLine, Inc. | $1.7B | 42 | HOLD |
| WLTH | Wealthfront Corporation | $1.3B | 44 | HOLD |
| INTA | Intapp, Inc. | $2.1B | 40 | HOLD |
| FSLY.MX | Fastly, Inc. | $2.5B | 51 | HOLD |
| PDFS | PDF Solutions, Inc. | $2.1B | 37 | HOLD |
| CCC | CCC Intelligent Solutions Holdings Inc. | $3.4B | 44 | HOLD |
| ALKT | Alkami Technology, Inc. | $1.8B | 31 | SELL |
| BRZE | Braze, Inc. | $2.5B | 34 | SELL |
| PEGA | Pegasystems Inc. | $4.4B | 49 | HOLD |
Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%