Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BILL
HOLDBILL Holdings, Inc. · Technology · United States · $4.3B · Avg Vol: $109M/d
COMPANY DESCRIPTION
BILL Holdings, Inc. provides cloud-based software solutions for small and medium-sized businesses (SMBs) to automate and manage their financial operations, particularly accounts payable and receivable. Its network effects among businesses, accountants, and vendors create a sticky ecosystem for automated B2B payments, driving high customer retention. BILL is a leading provider of integrated financial automation software for SMBs, expanding into a broader financial operating system.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 642.0M | 1.1B | 1.3B | 1.5B | 31.6% | 1.6B | 1.6B | 1.8B | 12.4% |
| EPS | -3.23 | -2.11 | -0.27 | 0.23 | — | — | 0.27 | 0.35 | 23.7% |
| Shares | 104.7M | 106.5M | 106.6M | 103.0M | -1.6% | 99.6M | — | — | — |
| Debt | 1.9B | 1.9B | 976.8M | 1.8B | -1.5% | 1.9B | — | — | — |
| Equity | 4.0B | 4.1B | 4.1B | 3.9B | -1.1% | — | — | — | — |
| Op CF | -18.1M | 187.8M | 278.8M | 350.6M | 36.7% | 388.7M | — | — | — |
| Inv CF | -1.1B | 259.3M | -409.4M | -817.4M | — | — | — | — | — |
| Fin CF | 2.9B | 235.1M | -742.6M | 666.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of BILL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BILL | BILL Holdings, Inc.(you) | $4.3B | 37 | HOLD |
| KVYO | Klaviyo, Inc. | $4.9B | 36 | HOLD |
| TTAN | ServiceTitan, Inc. | $6.7B | 36 | HOLD |
| WK | Workiva Inc. | $2.9B | 33 | SELL |
| CCC | CCC Intelligent Solutions Holdings Inc. | $3.4B | 43 | HOLD |
| PEGA | Pegasystems Inc. | $4.4B | 49 | HOLD |
| INTA | Intapp, Inc. | $2.1B | 37 | HOLD |
| LIF | Life360, Inc. | $4.0B | 24 | SELL |
| PDFS | PDF Solutions, Inc. | $2.1B | 38 | HOLD |
| FSLY | Fastly, Inc. | $3.2B | 46 | HOLD |
Peer medians: ROE 7.6% · P/E 37.2x · Gross margin 53.1%