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BILL

HoldHot Air

BILL Holdings, Inc. · Technology · United States · $5.0B · Avg Vol: $112M/d

60
StockRank
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Q
39
V
42
M
73
P/E (TTM)
ROE
-0.3%
D/E
0.5x
Dividend %

COMPANY DESCRIPTION

BILL Holdings, Inc. provides cloud-based software solutions for small and medium-sized businesses (SMBs) to automate and manage their financial operations, particularly accounts payable and receivable. Its network effects among businesses, accountants, and vendors create a sticky ecosystem for automated B2B payments, driving high customer retention. BILL is a leading provider of integrated financial automation software for SMBs, expanding into a broader financial operating system.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2027E2028EFwd CAGR
Revenue642.0M1.1B1.3B1.5B31.6%1.7B1.6B1.8B6.2%
EPS-3.23-2.11-0.270.23-0.110.310.3616.2%
Shares104.7M106.5M106.6M103.0M-1.6%85.3M
Debt1.9B1.9B976.8M1.8B-1.5%1.9B
Equity4.0B4.1B4.1B3.9B-1.1%
Op CF-18.1M187.8M278.8M350.6M36.7%415.8M
Inv CF-1.1B259.3M-409.4M-817.4M
Fin CF2.9B235.1M-742.6M666.5M
Loading 1Y...
PRICE (1Y)+1.1%
45.1346.6848.2249.7751.31Jul 29Aug 19Sep 9
SMA 50SMA 200

Close
$47.94
RSI (14)
50.8
52W High
$57.21
From 52W High
0.8%

SCORE BREAKDOWN

Quality
39
ROIC
0.8%27.2
ROE
-0.3%26.1
GP/Assets
13.8%31.5
Op. Margin
9.7%60.6
FCF/Assets
1.7%44.3
Piotroski
781.3
Int. Cover
3.2x32.6
D/E Ratio
0.54x25.9
Current Ratio
1.51x31.9
Value
42
P/E (TTM)
N/A
EV/EBITDA
41.5x23.3
P/FCF
29.9x56.2
P/B
1.3x82.9
P/S
2.5x53.9
Div Yield
N/A
Momentum
73
52W High %
84%82.3
RS 6M
0%61.4
SMA 50/200
1.05x60.1
EPS Rev 4W
+28.7%96.2
EPS Rev 12W
+30.2%93.2
EPS Improve
+4053%99.6
Q Growth
N/A

FUNDAMENTALS

Market Cap
$5.0B
P/E (Forward)
11.3x
Gross Margin
83.9%

SECTOR PEERS

Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of BILL are excluded.

TickerCompanyMkt CapStockRankSignal
BILLBILL Holdings, Inc.(you)$5.0B60Hold
CVLTCommvault Systems, Inc.$5.7B60Hold
BULLWebull Corporation$5.0B63Hold
OCTVOctave Intelligence plc$5.3B56Hold
WKWorkiva Inc.$4.3B66Buy
LYFTLyft, Inc.$6.7B64Hold
CCCCCC Intelligent Solutions Holdings Inc.$4.4B53Hold
DUOLDuolingo, Inc.$6.8B55Hold
PTRNPattern Group Inc.$4.2B70Buy
PEGAPegasystems Inc.$5.9B49Hold

Peer medians: ROE 4.6% · P/E 35.2x · Gross margin 51.1%

BILL Holdings, Inc. (BILL): Stock Score Summary

BILL Holdings, Inc. (BILL) has a MoatMap StockRank of 60/100 based on Quality (39/100), Value (42/100), and Momentum (73/100) factor scores. The current signal is HOLD.

BILL Holdings, Inc. provides cloud-based software solutions for small and medium-sized businesses (SMBs) to automate and manage their financial operations, particularly accounts payable and receivable. Its network effects among businesses, accountants, and vendors create a sticky ecosystem for automated B2B payments, driving high customer retention. BILL is a leading provider of integrated financial automation software for SMBs, expanding into a broader financial operating system.

Key Financial Metrics

Price$47.94
Market Cap$5.0B
P/E (Forward)11.31
Price/Book1.28
Return on Equity-0.3%
Return on Invested Capital0.8%
Debt/Equity0.54x
Gross Margin83.9%
Operating Margin9.7%
Revenue Growth13.8%
Free Cash Flow$168M

BILL Holdings, Inc. operates in the Software - Application industry, part of the Technology sector (United States).

Frequently Asked Questions

What is BILL Holdings, Inc.’s (BILL) StockRank?
MoatMap’s StockRank for BILL Holdings, Inc. (BILL) is 60/100, with a Hold signal. It is a composite of Quality (39), Value (42), and Momentum (73) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does BILL Holdings, Inc. have an economic moat?
BILL Holdings, Inc. (BILL) has a Quality factor score of 39/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is BILL Holdings, Inc. a buy, hold, or sell?
MoatMap’s current signal for BILL Holdings, Inc. (BILL) is Hold, based on a StockRank of 60/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is BILL Holdings, Inc. in?
BILL Holdings, Inc. (BILL) operates in the Technology sector, specifically the Software - Application industry (United States).