Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PNBS.JK
HoldHot AirPT Bank Panin Dubai Syariah Tbk · Financial Services · Indonesia · $110M · Avg Vol: $12K/d
39
StockRankGet insider-trade alerts
Q
35
V
43
M
54
P/E (TTM)
25.9x
ROE
2.5%
D/E
0.0x
Dividend %
—
COMPANY DESCRIPTION
PT Bank Panin Dubai Syariah Tbk operates as a sharia commercial bank for retail, commercial, and corporate customers in Indonesia. The company accepts demand, time, current, savings, certificate of deposits, and other forms of deposits.
FINANCIAL SUMMARY (IDR)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | — | 585.1B | 516.6B | 465.8B | 429.4B | -9.8% | 493.8B |
| EPS (IDR) | — | 6.45 | 5.86 | 3.50 | 0.52 | -56.8% | 1.93 |
| Shares | — | 38.8B | 38.8B | 38.8B | 38.8B | 0.0% | 38.8B |
| Debt | — | 13.5B | 13.5B | 9.7B | 7.9B | -16.4% | — |
| Equity | — | 2.5T | 2.8T | 2.9T | 3.0T | 5.9% | — |
| Op CF | — | -465.7B | 945.0B | -794.3B | 151.3B | -60.0% | -90.6B |
| Inv CF | — | -24.0B | -18.5B | -15.3B | -30.7B | — | — |
| Fin CF | 0 | — | -8.3B | -13.6B | -11.9B | — | — |
Loading 1Y...
PRICE (1Y)+0.0%
SMA 50SMA 200
Close
$0.0029
52W High
$0.0037
From 52W High
0.8%
SCORE BREAKDOWN
Quality
35
ROIC (ROA)
0.4%*19.9
ROE
2.5%17.1
GP/Assets
2.6%N/A
Op. Margin
21.7%37.9
FCF/Assets
0.6%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.00xN/A
Current Ratio
bankN/A
Value
43
P/E (TTM)
25.9x16.8
EV/EBITDA
bankN/A
P/FCF
16.0xN/A
P/B
0.6x87.1
P/S
3.9x45.6
Div Yield
—N/A
Momentum
54
52W High %
78%23.9
RS 6M
18%82.7
SMA 50/200
0.96x20.6
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
135%88.3
FUNDAMENTALS
Market Cap
$110M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PNBS.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PNBS.JK | PT Bank Panin Dubai Syariah Tbk(you) | $110M | 39 | Hold |
| BACA.JK | PT Bank Capital Indonesia Tbk | $136M | 37 | Hold |
| AGRS.JK | PT Bank IBK Indonesia Tbk | $168M | 45 | Hold |
| BGTG.JK | PT Bank Ganesha Tbk | $163M | 49 | Hold |
| BKSW.JK | PT Bank QNB Indonesia Tbk | $110M | 19 | Strong Sell |
| MAYA.JK | PT Bank Mayapada Internasional Tbk | $294M | 37 | Hold |
| BVIC.JK | PT Bank Victoria International Tbk | $99M | 18 | Strong Sell |
| DNAR.JK | PT Bank Oke Indonesia Tbk | $132M | 61 | Hold |
| BNBA.JK | PT Bank Bumi Arta Tbk | $159M | 20 | Strong Sell |
| MCOR.JK | PT Bank China Construction Bank Indonesia Tbk | $151M | 61 | Hold |
Peer medians: ROE 5.8% · P/E 8.8x · Gross margin 44.7%