Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
BVIC.JK
Strong SellSinkerPT Bank Victoria International Tbk · Financial Services · Indonesia · $99M · Avg Vol: $14K/d
18
StockRankGet insider-trade alerts
Q
31
V
48
M
23
P/E (TTM)
32.9x
ROE
1.6%
D/E
1.2x
Dividend %
—
COMPANY DESCRIPTION
PT Bank Victoria International Tbk provides banking products and services in Indonesia. The company offers various savings accounts; foreign exchange, rupiah, and online deposits; time deposits; bancassurance products and mutual funds; and investment products.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 751.6B | 654.1B | 553.7B | 860.5B | 4.6% | 774.9B |
| EPS (IDR) | 19.17 | 6.42 | 7.44 | 7.15 | -28.0% | 2.89 |
| Shares | 15.8B | 15.8B | 15.8B | 18.4B | +16.2% | 18.4B |
| Debt | 2.1T | 2.2T | 2.5T | 5.4T | 37.0% | 7.6T |
| Equity | 3.7T | 3.8T | 3.9T | 4.4T | 5.7% | — |
| Op CF | 1.1T | 1.3T | -942.3B | 1.8T | 18.5% | 2.4T |
| Inv CF | -232.9B | -1.4T | -1.2T | -2.2T | — | — |
| Fin CF | 160.0B | 287.3B | 937.1B | 1.9T | — | — |
Loading 1Y...
PRICE (1Y)+2.2%
SMA 50SMA 200
Close
$0.0054
RSI (14)
61.5
52W High
$0.0106
From 52W High
0.5%
SCORE BREAKDOWN
Quality
31
ROIC (ROA)
0.2%*16.1
ROE
1.6%13.9
GP/Assets
2.1%N/A
Op. Margin
30.8%47.3
FCF/Assets
4.8%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
1.25xN/A
Current Ratio
bankN/A
Value
48
P/E (TTM)
32.9x11.7
EV/EBITDA
bankN/A
P/FCF
1.0xN/A
P/B
0.4x95.1
P/S
2.3x72.6
Div Yield
—N/A
Momentum
23
52W High %
51%6.2
RS 6M
2%57.9
SMA 50/200
0.85x6.1
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-73%3.6
FUNDAMENTALS
Market Cap
$99M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BVIC.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| BVIC.JK | PT Bank Victoria International Tbk(you) | $99M | 18 | Strong Sell |
| BKSW.JK | PT Bank QNB Indonesia Tbk | $110M | 19 | Strong Sell |
| BNBA.JK | PT Bank Bumi Arta Tbk | $159M | 20 | Strong Sell |
| SDRA.JK | PT Bank Woori Saudara Indonesia 1906 Tbk | $182M | 17 | Strong Sell |
| INPC.JK | PT Bank Artha Graha Internasional Tbk | $193M | 15 | Strong Sell |
| PNBS.JK | PT Bank Panin Dubai Syariah Tbk | $110M | 39 | Hold |
| BACA.JK | PT Bank Capital Indonesia Tbk | $136M | 37 | Hold |
| BANK.JK | PT Bank Aladin Syariah Tbk | $213M | 5 | Strong Sell |
| AGRO.JK | PT Bank Raya Indonesia Tbk | $211M | 4 | Strong Sell |
| AGRS.JK | PT Bank IBK Indonesia Tbk | $168M | 45 | Hold |
Peer medians: ROE 5.8% · P/E 8.8x · Gross margin 44.7%