Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
POONAWALLA.NS
SellHot AirPoonawalla Fincorp Limited · Financial Services · India · $4.2B · Avg Vol: $5M/d
26
StockRankGet insider-trade alerts
Q
36
V
13
M
66
P/E (TTM)
46.9x
ROE
5.2%
D/E
4.7x
Dividend %
—
COMPANY DESCRIPTION
Poonawalla Fincorp Limited, a non-banking finance company, provides consumer and MSME financing services in India.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 18.7B | 29.5B | 40.0B | 64.9B | 51.4% | 34.9B | 104.6B | 144.2B | 49.0% |
| EPS (INR) | 8.95 | 21.89 | -1.27 | 6.84 | -8.6% | 9.60 | 16.54 | 24.55 | 89.5% |
| Shares | 767.9M | 770.6M | 772.9M | 808.0M | +5.2% | 875.9M | — | — | — |
| Debt | 112.1B | 152.2B | 260.8B | 484.4B | 62.9% | 486.6B | — | — | — |
| Equity | 68.6B | 81.7B | 81.7B | 103.5B | 14.7% | — | — | — | — |
| Op CF | -50.6B | -75.6B | -105.7B | -217.9B | — | -218.9B | — | — | — |
| Inv CF | -2.8B | 29.7B | -4.8B | -13.4B | — | — | — | — | — |
| Fin CF | 57.5B | 43.3B | 108.2B | 233.9B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-3.1%
SMA 50SMA 200
Close
$4.70
RSI (14)
24.9
52W High
$5.97
From 52W High
0.8%
SCORE BREAKDOWN
Quality
36
ROIC
1.8%54.6
ROE
5.2%27.0
GP/Assets
5.8%61.3
Op. Margin
39.0%56.0
FCF/Assets
-36.3%1.7
Piotroski
311.8
Int. Cover
23.5x67.6
D/E Ratio
4.68x4.6
Current Ratio
1.17x36.7
Value
13
P/E (TTM)
46.9x6.7
EV/EBITDA
102.9x2.6
P/FCF
—N/A
P/B
3.5x13.4
P/S
11.3x13.7
Div Yield
—N/A
Momentum
66
52W High %
79%25.1
RS 6M
14%78.0
SMA 50/200
1.07x63.7
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+157%89.5
Q Growth
392%94.4
FUNDAMENTALS
Market Cap
$4.2B
P/E (Forward)
18.3x
Gross Margin
44.4%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of POONAWALLA.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| POONAWALLA.NS | Poonawalla Fincorp Limited(you) | $4.2B | 26 | Sell |
| HUDCO.NS | Housing and Urban Development Corporation Limited | $3.8B | 30 | Sell |
| IFCI.NS | IFCI Limited | $2.6B | 26 | Sell |
| IREDA.NS | Indian Renewable Energy Development Agency Limited | $3.3B | 21 | Sell |
| HDBFS.NS | HDB Financial Services Limited | $6.0B | 31 | Sell |
| SUNDARMFIN.NS | Sundaram Finance Limited | $5.5B | 17 | Strong Sell |
| CHOLAHLDNG.NS | Cholamandalam Financial Holdings Limited | $3.0B | 35 | Sell |
| SBICARD.NS | SBI Cards and Payment Services Limited | $6.7B | 21 | Sell |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| MANAPPURAM.NS | Manappuram Finance Limited | $3.2B | 40 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 70.0%