Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
MANAPPURAM.NS
HoldHot AirManappuram Finance Limited · Financial Services · India · $3.2B · Avg Vol: $23M/d
40
StockRankGet insider-trade alerts
Q
34
V
24
M
75
P/E (TTM)
19.5x
ROE
6.3%
D/E
3.6x
Dividend %
0.8%
COMPANY DESCRIPTION
Manappuram Finance Limited, a gold loan non-banking financial company, provides fund-based and fee-based financial services in India. It operates through Gold Loan and Others, and Microfinance segments.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 44.6B | 59.4B | 63.1B | 55.1B | 7.3% | 47.7B | 91.4B | 134.4B | 56.1% |
| EPS (INR) | 17.67 | 25.86 | 14.37 | 11.84 | -12.5% | 16.45 | 16.85 | 20.27 | 30.9% |
| Shares | 846.4M | 846.4M | 846.4M | 939.3M | +11.0% | 939.3M | — | — | — |
| Debt | 291.7B | 343.2B | 360.8B | 578.4B | 25.6% | 581.0B | — | — | — |
| Equity | 96.4B | 115.5B | 124.3B | 160.5B | 18.5% | — | — | — | — |
| Op CF | -31.0B | -34.5B | -4.7B | -202.4B | — | -203.3B | — | — | — |
| Inv CF | -6.2B | -6.0B | -1.2B | -16.3B | — | — | — | — | — |
| Fin CF | 38.5B | 40.9B | 11.3B | 238.3B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-10.8%
SMA 50SMA 200
Close
$3.46
RSI (14)
32.9
52W High
$3.98
From 52W High
0.9%
SCORE BREAKDOWN
Quality
34
ROIC (ROA)
1.3%*46.3
ROE
6.3%31.0
GP/Assets
6.2%62.9
Op. Margin
52.4%72.7
FCF/Assets
-27.4%2.3
Piotroski
11.4
Int. Cover
—N/A
D/E Ratio
3.60x7.4
Current Ratio
—N/A
Value
24
P/E (TTM)
19.5x25.6
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
1.9x28.3
P/S
6.3x25.9
Div Yield
0.8%7.6
Momentum
75
52W High %
87%37.8
RS 6M
34%94.1
SMA 50/200
1.13x80.9
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+88%81.3
Q Growth
322%93.5
FUNDAMENTALS
Market Cap
$3.2B
P/E (Forward)
10.4x
Gross Margin
97.6%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of MANAPPURAM.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| MANAPPURAM.NS | Manappuram Finance Limited(you) | $3.2B | 40 | Hold |
| CHOLAHLDNG.NS | Cholamandalam Financial Holdings Limited | $3.0B | 35 | Sell |
| M&MFIN.NS | Mahindra & Mahindra Financial Services Limited | $5.5B | 39 | Hold |
| HUDCO.NS | Housing and Urban Development Corporation Limited | $3.8B | 30 | Sell |
| CREDITACC.NS | CreditAccess Grameen Limited | $2.4B | 48 | Hold |
| IIFL.NS | IIFL Finance Limited | $2.8B | 52 | Hold |
| IFCI.NS | IFCI Limited | $2.6B | 26 | Sell |
| POONAWALLA.NS | Poonawalla Fincorp Limited | $4.2B | 26 | Sell |
| IREDA.NS | Indian Renewable Energy Development Agency Limited | $3.3B | 21 | Sell |
| CGCL.NS | Capri Global Capital Limited | $2.7B | 56 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%