Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
PRG
Strong BuyFull HouseAPPROVEPROG Holdings, Inc. · Industrials · United States · $1.6B · Avg Vol: $20M/d
Meets the eligibility criteria with all legs comfortably above 50 and evidence of management conviction through active buybacks. Insider selling is negligible (0.01%) and does not constitute a substantive red flag.
COMPANY DESCRIPTION
PROG Holdings, Inc. is a fintech company that provides lease-to-own solutions for consumers seeking to acquire durable goods such as electronics, furniture, and appliances. The company utilizes proprietary decisioning technology and a broad network of retail partners to offer flexible payment options, catering to an underserved customer segment.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.6B | 2.3B | 2.4B | 2.4B | -2.5% | 2.6B | 3.1B | 3.3B | 17.2% |
| EPS | 1.90 | 3.02 | 4.63 | 3.66 | 24.4% | 3.10 | 5.15 | 5.88 | 26.7% |
| Shares | 48.0M | 43.7M | 40.8M | 39.6M | -17.6% | 39.8M | — | — | — |
| Debt | 612.1M | 608.1M | 654.9M | 602.1M | -0.5% | 887.1M | — | — | — |
| Equity | 570.5M | 591.3M | 650.3M | 746.4M | 9.4% | — | — | — | — |
| Op CF | 242.5M | 204.2M | 138.5M | 335.0M | 11.4% | 333.1M | — | — | — |
| Inv CF | -53.5M | -38.8M | -79.2M | 6.6M | — | — | — | — | — |
| Fin CF | -227.2M | -141.9M | -119.1M | -128.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Industrials, ranked by industry match, size, and score similarity. Cross-listings of PRG are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| PRG | PROG Holdings, Inc.(you) | $1.6B | 98 | Strong Buy |
| VSTS | Vestis Corporation | $1.6B | 64 | Hold |
| WLFC | Willis Lease Finance Corporation | $1.1B | 69 | Buy |
| MGRC | McGrath RentCorp | $2.7B | 58 | Hold |
| CTOS | Custom Truck One Source, Inc. | $2.1B | 46 | Hold |
| R | Ryder System, Inc. | $9.4B | 74 | Buy |
| LIME | Neutron Holdings, Inc. | $2.7B | 35 | Sell |
| HRI | Herc Holdings Inc. | $5.0B | 38 | Hold |
| WSC | WillScot Holdings Corporation | $3.8B | 30 | Sell |
| GATX | GATX Corporation | $6.3B | 33 | Sell |
Peer medians: ROE 8.8% · P/E 27.6x · Gross margin 29.2%