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PRO.MI

SELLREMOVE

Banca Profilo S.p.A. · Financial Services · Italy · $123M · Avg Vol: $115K/d

25
StockRank
Q
28
V
46
M
39
P/E (TTM)
16.2x
ROE
4.9%
D/E
Dividend %
4.3%
AI CONVICTION THESIS

Banca Profilo is a small Italian private bank. It lacks the scale, network effects, and structural growth tailwinds required to compete effectively in the European wealth management space.

COMPANY DESCRIPTION

Banca Profilo S.p.A. is an independent Italian investment bank specializing in private banking, wealth management, and corporate finance services. The bank's competitive moat is its highly customized client service, sophisticated investment solutions, and strong capital adequacy ratios. Banca Profilo operates as a boutique financial institution catering to high-net-worth individuals and institutional clients.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGR
Revenue83.5M90.8M89.0M77.5M-2.5%
EPS0.020.020.020.02-3.8%
Shares678.0M678.0M678.0M678.0M0.0%
Debt4.9M02.3B2.7B2.1B352.9%
Equity183.6M189.7M184.2M190.4M1.2%
Op CF59.8M62.8M39.6M-25.6M-18.6%
Inv CF-3.9M-2.0M-4.1M-1.9M
Fin CF-11.3M-10.6M-11.7M-9.7M
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PRICE (1Y)-6.8%
0.180.190.190.200.20May 14Jun 4Jun 24
SMA 50SMA 200
Close
$0.18
RSI (14)
32.6
52W High
$0.22
From 52W High
0.8%

SCORE BREAKDOWN

Quality
28
ROIC (ROA)
0.3%*17.9
ROE
4.9%21.7
GP/Assets
2.7%31.0
Op. Margin
10.0%26.2
FCF/Assets
N/A
Piotroski
456.6
Int. Cover
N/A
D/E Ratio
N/A
Current Ratio
N/A
Value
46
P/E (TTM)
16.2x34.1
EV/EBITDA
N/A
P/FCF
N/A
P/B
0.6x85.8
P/S
2.0x74.5
Div Yield
4.3%60.6
Momentum
39
52W High %
81%29.6
RS 6M
-16%26.3
SMA 50/200
1.07x67.7
EPS Rev 4W
-20.4%1.3
EPS Rev 12W
N/A
EPS Improve
+60%76.4
Q Growth
-83%2.0

FUNDAMENTALS

Market Cap
$123M
P/E (Forward)
10.1x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PRO.MI are excluded.

TickerCompanyMkt CapStockRankSignal
PRO.MIBanca Profilo S.p.A.(you)$123M25SELL
BST.MIBanca Sistema S.p.A.$153M36HOLD
IF.MIBanca IFIS S.p.A.$1.5B35HOLD
BDB.MIBanco di Desio e della Brianza S.p.A.$1.8B66BUY
CE.MICredito Emiliano S.p.A.$6.6B53HOLD
FBK.MIFinecoBank Banca Fineco S.p.A.$16.1B37HOLD
BGN.MIBanca Generali S.p.A.$8.6B54HOLD
MB.MIMediobanca Banca di Credito Finanziario S.p.A.$24.1B50HOLD
BFF.MIBFF Bank S.p.A.$689M23SELL
BMED.MIBanca Mediolanum S.p.A.$18.8B62HOLD

Peer medians: ROE 13.7% · P/E 10.4x · Gross margin 0.0%

Banca Profilo S.p.A. (PRO.MI) — Stock Score Summary

Banca Profilo S.p.A. (PRO.MI) has a MoatMap StockRank of 25/100 based on Quality (28/100), Value (46/100), and Momentum (39/100) factor scores. The current signal is SELL. Banca Profilo is a small Italian private bank. It lacks the scale, network effects, and structural growth tailwinds required to compete effectively in the European wealth management space.

Banca Profilo S.p.A. is an independent Italian investment bank specializing in private banking, wealth management, and corporate finance services. The bank's competitive moat is its highly customized client service, sophisticated investment solutions, and strong capital adequacy ratios. Banca Profilo operates as a boutique financial institution catering to high-net-worth individuals and institutional clients.

Key Financial Metrics

Price$0.18
Market Cap$123M
P/E (TTM)16.20
P/E (Forward)10.13
Price/Book0.64
Return on Equity4.9%
Gross Margin0.0%
Operating Margin10.0%
Revenue Growth-36.6%
Dividend Yield4.3%

Banca Profilo S.p.A. operates in the Banks - Regional industry, part of the Financial Services sector (Italy).

Frequently Asked Questions

What is Banca Profilo S.p.A.’s (PRO.MI) StockRank?
MoatMap’s StockRank for Banca Profilo S.p.A. (PRO.MI) is 25/100, with a Sell signal. It is a composite of Quality (28), Value (46), and Momentum (39) factor ranks across MoatMap’s 20,000+ stock universe.
Does Banca Profilo S.p.A. have an economic moat?
Banca Profilo S.p.A. (PRO.MI) has a Quality factor score of 28/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Banca Profilo S.p.A. a buy, hold, or sell?
MoatMap’s current signal for Banca Profilo S.p.A. (PRO.MI) is Sell, based on a StockRank of 25/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Banca Profilo S.p.A. in?
Banca Profilo S.p.A. (PRO.MI) operates in the Financial Services sector, specifically the Banks - Regional industry (Italy).