Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SAN.WA
HOLDBanco Santander, S.A. · Financial Services · Spain · $191.9B · Avg Vol: $17K/d
COMPANY DESCRIPTION
Banco Santander, S.A. is a leading global retail and commercial bank with a highly diversified geographic footprint across Europe, North America, and South America. The bank holds dominant market positions in Spain, Brazil, the UK, and Mexico, which mitigates regional economic volatility. Its competitive moat is supported by massive scale, a low-cost deposit base, and a strong digital banking platform with over 160 million customers.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 61.7B | 64.5B | 68.6B | 68.3B | 3.4% | 54.0B | 69.0B | 74.9B | 4.8% |
| EPS | 0.61 | 0.74 | 0.88 | 1.03 | 18.9% | 1.01 | — | — | — |
| Shares | 16.8B | 15.9B | 15.1B | 14.7B | -12.6% | 14.3B | — | — | — |
| Debt | 321.9B | 353.7B | 372.8B | 371.1B | 4.9% | 447.1B | — | — | — |
| Equity | 101.4B | 108.5B | 112.2B | 117.4B | 5.0% | — | — | — | — |
| Op CF | 31.5B | 5.7B | -27.5B | -16.9B | -81.9% | -17.6B | — | — | — |
| Inv CF | -4.4B | -6.1B | -4.2B | 607.4M | — | — | — | — | — |
| Fin CF | -11.3B | -2.3B | -6.3B | -16.2B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SAN.WA are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SAN.WA | Banco Santander, S.A.(you) | $191.9B | 62 | HOLD |
| C.MX | Citigroup Inc. | $242.1B | 61 | HOLD |
| UBS | UBS Group AG | $169.6B | 65 | BUY |
| BMO | Bank of Montreal | $124.5B | 60 | HOLD |
| CM | Canadian Imperial Bank of Commerce | $107.2B | 62 | HOLD |
| 601288.SS | Agricultural Bank of China Limited | $319.1B | 60 | HOLD |
| BOY.DE | Banco Bilbao Vizcaya Argentaria, S.A. | $135.9B | 67 | BUY |
| HSBC | HSBC Holdings plc | $354.6B | 61 | HOLD |
| RY.TO | Royal Bank of Canada | $303.4B | 53 | HOLD |
| BNS.TO | The Bank of Nova Scotia | $110.9B | 54 | HOLD |
Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%