Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
SCB.BK
HoldUnloved QualitySCB X Public Company Limited · Financial Services · Thailand · $15.3B · Avg Vol: $55M/d
59
StockRankGet insider-trade alerts
Q
53
V
61
M
40
P/E (TTM)
11.5x
ROE
9.1%
D/E
0.8x
Dividend %
7.6%
COMPANY DESCRIPTION
SCB X Public Company Limited engages in the banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally. It operates through Corporate, SME, Retail, and Others segments.
FINANCIAL SUMMARY (THB)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 160.1B | 182.4B | 183.9B | 182.6B | 4.5% | 125.8B | 171.6B | 175.9B | -1.8% |
| EPS (THB) | 11.12 | 12.93 | 13.05 | 14.10 | 8.2% | 12.98 | 12.74 | 13.40 | -2.5% |
| Shares | 3.4B | 3.4B | 3.4B | 3.4B | +0.0% | 3.4B | — | — | — |
| Debt | 231.0B | 301.0B | 306.4B | 372.6B | 17.3% | 174.7B | — | — | — |
| Equity | 461.2B | 478.1B | 488.6B | 495.3B | 2.4% | — | — | — | — |
| Op CF | 190.4B | -10.0B | -28.5B | 139.2B | -9.9% | 12.8B | — | — | — |
| Inv CF | -179.4B | -4.8B | 68.0B | -114.2B | — | — | — | — | — |
| Fin CF | -13.8B | 8.4B | -36.3B | -24.9B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)-1.3%
SMA 50SMA 200
Close
$4.51
RSI (14)
43.7
52W High
$4.78
From 52W High
0.9%
SCORE BREAKDOWN
Quality
53
ROIC (ROA)
1.2%*42.8
ROE
9.1%45.4
GP/Assets
3.4%N/A
Op. Margin
46.2%65.6
FCF/Assets
4.6%N/A
Piotroski
567.4
Int. Cover
—50.0
D/E Ratio
0.75xN/A
Current Ratio
bankN/A
Value
61
P/E (TTM)
11.5x60.0
EV/EBITDA
bankN/A
P/FCF
3.0xN/A
P/B
1.0x58.0
P/S
4.0x45.1
Div Yield
7.6%81.3
Momentum
40
52W High %
94%68.4
RS 6M
-18%15.5
SMA 50/200
1.11x75.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+4%24.0
Q Growth
-13%18.3
FUNDAMENTALS
Market Cap
$15.3B
P/E (Forward)
11.1x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of SCB.BK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| SCB.BK | SCB X Public Company Limited(you) | $15.3B | 59 | Hold |
| KTB.BK | Krung Thai Bank Public Company Limited | $18.6B | 72 | Buy |
| KBANK.BK | Kasikornbank Public Company Limited | $17.9B | 76 | Buy |
| BBL.BK | Bangkok Bank Public Company Limited | $11.2B | 75 | Buy |
| TTB.BK | TMBThanachart Bank Public Company Limited | $8.1B | 80 | Buy |
| BAY.BK | Bank of Ayudhya Public Company Limited | $9.0B | 87 | Strong Buy |
| TISCO.BK | TISCO Financial Group Public Company Limited | $3.0B | 51 | Hold |
| KKP.BK | Kiatnakin Phatra Bank Public Company Limited | $3.1B | 92 | Strong Buy |
| LHFG.BK | LH Financial Group Public Company Limited | $780M | 81 | Strong Buy |
| CIMBT.BK | CIMB Thai Bank Public Company Limited | $466M | 91 | Strong Buy |
Peer medians: ROE 10.9% · P/E 10.1x · Gross margin 65.0%