Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

TISCO.BK

HoldFallen Favourite

TISCO Financial Group Public Company Limited · Financial Services · Thailand · $3.0B · Avg Vol: $13M/d

51
StockRank
Get insider-trade alerts
Q
61
V
38
M
46
P/E (TTM)
14.5x
ROE
16.3%
D/E
0.4x
Dividend %
4.6%

COMPANY DESCRIPTION

TISCO Financial Group Public Company Limited, together with its subsidiaries, provides commercial banking products and services for individuals and businesses in Thailand.

FINANCIAL SUMMARY (THB)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue18.7B19.7B20.2B20.6B3.3%17.8B21.4B21.9B3.1%
EPS (THB)9.029.128.628.32-2.7%8.608.638.963.8%
Shares800.7M800.7M800.7M800.7M0.0%800.7M
Debt17.4B19.5B11.5B15.9B-3.0%20.1B
Equity42.8B42.4B43.0B43.4B0.5%
Op CF3.1B7.7B13.2B9.1B43.6%9.2B
Inv CF3.9B403.9M-1.4B-2.9B
Fin CF-7.1B-8.2B-11.8B-6.3B
Loading 1Y...
PRICE (1Y)-2.0%
3.723.763.803.843.88Jul 31Aug 21Sep 10
SMA 50SMA 200

Close
$3.76
RSI (14)
52.5
52W High
$3.97
From 52W High
0.9%

SCORE BREAKDOWN

Quality
61
ROIC (ROA)
2.4%*60.1
ROE
16.3%77.9
GP/Assets
6.1%N/A
Op. Margin
48.3%67.9
FCF/Assets
2.4%N/A
Piotroski
446.2
Int. Cover
50.0
D/E Ratio
0.37xN/A
Current Ratio
bankN/A
Value
38
P/E (TTM)
14.5x41.7
EV/EBITDA
bankN/A
P/FCF
14.5xN/A
P/B
2.3x21.0
P/S
5.6x29.6
Div Yield
4.6%61.7
Momentum
46
52W High %
95%70.8
RS 6M
-13%23.4
SMA 50/200
1.12x79.1
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+4%25.0
Q Growth
7%36.2

FUNDAMENTALS

Market Cap
$3.0B
P/E (Forward)
13.8x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TISCO.BK are excluded.

TickerCompanyMkt CapStockRankSignal
TISCO.BKTISCO Financial Group Public Company Limited(you)$3.0B51Hold
SCB.BKSCB X Public Company Limited$15.3B59Hold
KKP.BKKiatnakin Phatra Bank Public Company Limited$3.1B92Strong Buy
TTB.BKTMBThanachart Bank Public Company Limited$8.1B80Buy
BBL.BKBangkok Bank Public Company Limited$11.2B75Buy
LHFG.BKLH Financial Group Public Company Limited$780M81Strong Buy
BAY.BKBank of Ayudhya Public Company Limited$9.0B87Strong Buy
KTB.BKKrung Thai Bank Public Company Limited$18.6B72Buy
KBANK.BKKasikornbank Public Company Limited$17.9B76Buy
CIMBT.BKCIMB Thai Bank Public Company Limited$466M91Strong Buy

Peer medians: ROE 10.9% · P/E 10.1x · Gross margin 65.0%

TISCO Financial Group Public Company Limited (TISCO.BK): Stock Score Summary

TISCO Financial Group Public Company Limited (TISCO.BK) has a MoatMap StockRank of 51/100 based on Quality (61/100), Value (38/100), and Momentum (46/100) factor scores. The current signal is HOLD.

TISCO Financial Group Public Company Limited, together with its subsidiaries, provides commercial banking products and services for individuals and businesses in Thailand.

Key Financial Metrics

Price$3.76
Market Cap$3.0B
P/E (TTM)14.45
P/E (Forward)13.84
Price/Book2.34
Return on Equity16.3%
Debt/Equity0.37x
Operating Margin48.3%
Revenue Growth7.0%
Dividend Yield4.6%
Free Cash Flow$209M

TISCO Financial Group Public Company Limited operates in the Banks - Regional industry, part of the Financial Services sector (Thailand).

Frequently Asked Questions

What is TISCO Financial Group Public Company Limited’s (TISCO.BK) StockRank?
MoatMap’s StockRank for TISCO Financial Group Public Company Limited (TISCO.BK) is 51/100, with a Hold signal. It is a composite of Quality (61), Value (38), and Momentum (46) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does TISCO Financial Group Public Company Limited have an economic moat?
TISCO Financial Group Public Company Limited (TISCO.BK) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is TISCO Financial Group Public Company Limited a buy, hold, or sell?
MoatMap’s current signal for TISCO Financial Group Public Company Limited (TISCO.BK) is Hold, based on a StockRank of 51/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is TISCO Financial Group Public Company Limited in?
TISCO Financial Group Public Company Limited (TISCO.BK) operates in the Financial Services sector, specifically the Banks - Regional industry (Thailand).