Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TOST
Strong BuyPremium GrowerFLAGToast, Inc. · Technology · United States · $20.3B · Avg Vol: $298M/d
Toast has exceptional quality Q82 and momentum M52 with a buyback, but value at V37 is below the calibrated floor, and insiders sold, so stage one fails.
COMPANY DESCRIPTION
Toast, Inc. provides a comprehensive, cloud-based digital technology platform designed specifically for the restaurant industry, integrating point-of-sale (POS), operations, and financial technology solutions. The company operates as a dominant vertical SaaS provider, capturing high-margin payment processing revenues alongside recurring software subscriptions. Its competitive moat is driven by high customer switching costs and deep operational integration into its clients' daily workflows.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.7B | 3.9B | 5.0B | 6.2B | 31.1% | 6.8B | 7.5B | 8.8B | 19.9% |
| EPS | -0.54 | -0.46 | 0.03 | 0.59 | 1866.7% | 0.79 | 0.81 | 1.01 | 30.8% |
| Shares | 523.0M | 543.0M | 572.0M | 589.0M | +12.6% | 514.0M | — | — | — |
| Debt | 94.0M | 33.0M | 24.0M | 20.0M | -40.3% | — | — | — | — |
| Equity | 1.1B | 1.2B | 1.5B | 2.1B | 24.6% | — | — | — | — |
| Op CF | -156.0M | 135.0M | 360.0M | 661.0M | 121.3% | 635.0M | — | — | — |
| Inv CF | -98.0M | -86.0M | -39.0M | -172.0M | — | — | — | — | — |
| Fin CF | 38.0M | 63.0M | 18.0M | 7.0M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of TOST are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TOST | Toast, Inc.(you) | $20.3B | 85 | Strong Buy |
| FFIV | F5, Inc. | $22.3B | 87 | Strong Buy |
| VRSN | VeriSign, Inc. | $26.4B | 85 | Strong Buy |
| NTNX | Nutanix, Inc. | $18.7B | 91 | Strong Buy |
| GEN | Gen Digital Inc. | $18.6B | 91 | Strong Buy |
| CPAY | Corpay, Inc. | $26.8B | 76 | Buy |
| OKTA | Okta, Inc. | $29.1B | 77 | Buy |
| GDDY | GoDaddy Inc. | $12.4B | 75 | Buy |
| NTAP | NetApp, Inc. | $36.7B | 94 | Strong Buy |
| TWLO | Twilio Inc. | $36.5B | 76 | Buy |
Peer medians: ROE 4.6% · P/E 35.1x · Gross margin 51.3%