Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CPAY
STRONG BUYFLAGCorpay, Inc. · Technology · United States · $24.2B · Avg Vol: $244M/d
Corpay clears stage one with all legs above the floor and a buyback on file. Insiders sold 0.14% with no offsetting purchases, net selling, which is adverse, so stage two blocks approval.
COMPANY DESCRIPTION
Corpay, Inc. provides corporate payment solutions, including fleet, lodging, corporate, and gift card programs, as well as expense management and payroll services. The company benefits from its extensive network of merchants, proprietary technology platforms, and deep integration with client systems, creating high switching costs and recurring revenue. Corpay is a global leader in business payment solutions, specializing in automating and simplifying complex payment processes for businesses across various industries.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.4B | 3.8B | 4.0B | 4.5B | 9.7% | 4.8B | 5.3B | 5.8B | 13.4% |
| EPS | 12.62 | 13.42 | 14.27 | 15.23 | 6.5% | 16.88 | 19.07 | 21.80 | 19.6% |
| Shares | 73.4M | 71.7M | 70.2M | 68.4M | -6.8% | 65.4M | — | — | — |
| Debt | 7.0B | 6.7B | 8.0B | 10.0B | 12.4% | 10.5B | — | — | — |
| Equity | 2.5B | 3.3B | 3.1B | 3.9B | 15.2% | — | — | — | — |
| Op CF | 754.8M | 2.1B | 1.9B | 1.5B | 25.7% | 1.5B | — | — | — |
| Inv CF | -368.3M | -380.7M | -807.5M | 1.2B | — | — | — | — | — |
| Fin CF | -311.2M | -898.2M | 405.0M | 1.6B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of CPAY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CPAY | Corpay, Inc.(you) | $24.2B | 86 | STRONG BUY |
| VRSN | VeriSign, Inc. | $25.3B | 88 | STRONG BUY |
| FFIV | F5, Inc. | $22.1B | 90 | STRONG BUY |
| TWLO.MX | Twilio Inc. | $27.8B | 79 | BUY |
| NTAP | NetApp, Inc. | $32.9B | 93 | STRONG BUY |
| OKTA.MX | Okta, Inc. | $19.8B | 76 | BUY |
| NTNX | Nutanix, Inc. | $14.9B | 81 | STRONG BUY |
| GEN | Gen Digital Inc. | $15.6B | 95 | STRONG BUY |
| XYZ | Block, Inc. | $45.9B | 80 | STRONG BUY |
| TOST | Toast, Inc. | $16.8B | 74 | BUY |
Peer medians: ROE 7.5% · P/E 37.2x · Gross margin 53.1%