Corpay, Inc. (CPAY) — Stock Score Summary

Corpay, Inc. (CPAY) has a MoatMap StockRank of 88/100 based on Quality (55/100), Value (53/100), and Momentum (66/100) factor scores. The current signal is STRONG BUY. Corpay (formerly Fleetcor) is a corporate payments company specializing in fuel cards. While higher energy prices can marginally boost transaction volumes, the company faces structural headwinds from the long-term transition to EVs and lacks a strong thematic tailwind in our core 18-month focus areas.

Corpay, Inc. provides corporate payment solutions, including fleet, lodging, corporate, and gift card programs, as well as expense management and payroll services. The company benefits from its extensive network of merchants, proprietary technology platforms, and deep integration with client systems, creating high switching costs and recurring revenue. Corpay is a global leader in business payment solutions, specializing in automating and simplifying complex payment processes for businesses across various industries.

Key Financial Metrics

Price$357.84
Market Cap$23.0B
P/E (TTM)21.36
P/E (Forward)11.67
Price/Book6.73
Return on Equity32.1%
Return on Invested Capital16.1%
Debt/Equity271.34
Gross Margin79.7%
Operating Margin41.4%
Revenue Growth25.4%
Free Cash Flow$2.1B

Corpay, Inc. operates in the Software - Infrastructure industry, part of the Technology sector (United States).

Frequently Asked Questions

What is Corpay, Inc.’s (CPAY) StockRank?
MoatMap’s StockRank for Corpay, Inc. (CPAY) is 88/100, with a Strong Buy signal. It is a composite of Quality (55), Value (53), and Momentum (66) factor ranks across MoatMap’s 19,000+ stock universe.
Does Corpay, Inc. have an economic moat?
Corpay, Inc. (CPAY) has a Quality factor score of 55/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Corpay, Inc. a buy, hold, or sell?
MoatMap’s current signal for Corpay, Inc. (CPAY) is Strong Buy, based on a StockRank of 88/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Corpay, Inc. in?
Corpay, Inc. (CPAY) operates in the Technology sector, specifically the Software - Infrastructure industry (United States).