TRIO.AS

BuySecond Wind

Triodos Bank N.V. · Financial Services · Netherlands · $576M cap · $582K/day traded

EUR 34.00 -0.9% · close 23 Oct · scored 24 Oct

Second Wind: Cheap and rising again, but the business does not yet earn the optimism.

67
StockRank
Get score and insider alerts
Quality
29
Value
57
Momentum
75

As of 24 Oct 2026, MoatMap's StockRank for Triodos Bank N.V. (TRIO.AS) is 67/100, ranked against 24,000+ stocks in 35 markets (Quality 29, Value 57, Momentum 75, each scored against its sector).

Does StockRank work? Each month we publish how every decile did, whichever way it went. See the record →

P/E (TTM)
—
peers 12.6x
ROE
-1.0%
peers 11.7%
D/E
0.8x
peers 1.1x
Dividend %
3.0%
trailing yield
Loading 1Y...
PRICE (1Y) · EUR-14.9%
34.035.537.038.640.114 Sep5 Oct23 Oct
SMA 50SMA 200

Price checkNo clear trendExperimental

No clear trend: not near its 52-week low, and not in a steady uptrend.

SwingsCalm

Calmer than 76% of stocks we rank over the past year (28% a year).

How this is worked out

StockRank judges the business. The price check reads only the chart: it is the price side of the Momentum score, in words.

The rules: Still falling is a new 52-week low in the last two weeks, at least 25% below the high. Finding a floor is no new low since. Turning up is 20 or more trading days without a new low, at least 10% off it, and back above a rising 50-day average. In an uptrend is above the 200-day average and within 15% of the high.

In 2,112 US drawdowns since 2001, buying while the price was still falling was followed by a further 20% drop 42% of the time. Waiting for a turn like this one cut that to 33%, at about 7% higher prices and with no better returns. Part of that cut is simply not buying: 13% of falls never turned, and waiting kept those out. Among turns that were bought, 38% still fell another 20%, and 33% of turns were followed by a new low within six months. The benefit was largest in crashes such as 2008 and 2020.

What it measures: day-to-day price moves over the past year, as a yearly figure, ranked against every stock we cover. Very calm under 20% a year, Calm 20 to 30%, Average 30 to 40%, Bumpy 40 to 55%, Very bumpy above that.

What we found: across about 13,500 stocks in 34 markets (2002 to 2025), past swings were a good guide to the next year's, and bumpier stocks fell further. How much further changed too much between eras to put a number on it.

Calm is not safe: a calm stock can still slide steadily.

Rules fixed before any data was fetched. Describes the chart, not a recommendation.

Close
EUR 34.00
RSI (14)
19.4
52-Week Range-19.3% from high
Low EUR 25.54High EUR 42.15

SCORE BREAKDOWN

Quality
29
ROIC (ROA)
-0.1%*13.4
ROE
-1.0%9.7
GP/Assets
2.2%N/A
Op. Margin
21.6%37.7
FCF/Assets
1.1%N/A
Piotroski
253.6
Int. Cover
—50.0
D/E Ratio
0.77xN/A
Current Ratio
bankN/A
Value
57
P/E (TTM)
—N/A
EV/EBITDA
bankN/A
P/FCF
2.6xN/A
P/B
0.4x93.7
P/S
1.4x84.2
Div Yield
3.0%40.0
Momentum
75
52W High %
81%36.1
RS 6M
13%85.4
SMA 50/200
1.22x96.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+730%98.4
Q Growth
76%81.2

FUNDAMENTALS

Market Cap
$576M
P/E (Forward)
6.5x
Gross Margin
—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TRIO.AS are excluded.

TickerCompanyMkt CapStockRankSignal
TRIO.ASTriodos Bank N.V.(you)$576M67Buy
VLK.ASVan Lanschot Kempen NV$3.3B53Hold
ASAI.LASA International Group PLC$293M71Buy
FLOW.ASFlow Traders Ltd.$1.4B45Hold
VALUE.ASValue8 N.V.$73M82Strong Buy
AEGAegon Ltd.$12.9B67Buy
CNCKCoincheck Group N.V.$322M6Strong Sell
ENX.PAEuronext N.V.$15.9B58Hold
HAL.ASHAL Trust$17.0B76Buy
ASRNL.ASASR Nederland N.V.$16.6B81Strong Buy

Peer medians: ROE 11.7% · P/E 12.6x · Gross margin 58.7%

Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

Triodos Bank N.V. (TRIO.AS): Stock Score Summary

Triodos Bank N.V. (TRIO.AS) has a MoatMap StockRank of 67/100 based on Quality (29/100), Value (57/100), and Momentum (75/100) factor scores. The current signal is BUY.

Key Financial Metrics

PriceEUR 34.00
Market Cap$576M
P/E (Forward)6.48
Price/Book0.42
Return on Equity-1.0%
Debt/Equity0.77x
Operating Margin21.6%
Revenue Growth4.1%
Dividend Yield3.0%
Free Cash Flow$221M

Triodos Bank N.V. operates in the Banks - Regional industry, part of the Financial Services sector (Netherlands).

Frequently Asked Questions

What is Triodos Bank N.V.’s (TRIO.AS) StockRank?
MoatMap’s StockRank for Triodos Bank N.V. (TRIO.AS) is 67/100, with a Buy signal. It is a composite of Quality (29), Value (57), and Momentum (75), each scored against its sector. The composite is then ranked across MoatMap’s universe of 24,000+ stocks.
Does Triodos Bank N.V. have an economic moat?
Triodos Bank N.V. (TRIO.AS) has a Quality factor score of 29/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Triodos Bank N.V. a buy, hold, or sell?
MoatMap’s current signal for Triodos Bank N.V. (TRIO.AS) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Triodos Bank N.V. in?
Triodos Bank N.V. (TRIO.AS) operates in the Financial Services sector, specifically the Banks - Regional industry (Netherlands).