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TROO

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TROOPS, Inc. · Financial Services · Hong Kong · $303M · Avg Vol: $1M/d

17
StockRank
Q
33
V
18
M
51
P/E (TTM)
ROE
-47.6%
D/E
0.0x
Dividend %
AI CONVICTION THESIS

TROOPS, Inc. is a micro-cap financial services company with a low quality score (Q: 34) and no clear competitive advantage. It lacks the institutional quality, liquidity, and thematic alignment required for our global equity fund.

COMPANY DESCRIPTION

TROOPS, Inc. provides financial technology solutions, specializing in credit services and financial intelligence for businesses. The company's competitive advantage stems from its innovative platform that streamlines credit assessment, risk management, and lending processes. TROOPS positions itself as a crucial enabler for financial institutions and businesses seeking efficient and data-driven credit solutions within the evolving fintech landscape.

FINANCIAL SUMMARY (USD)

Year20212022202320242025CAGR
Revenue3.9M3.6M10.1M17.1M64.0%
EPS-0.01-0.02-0.13-0.23
Shares101.6M101.6M112.5M122.2M+20.2%
Debt87,0000.1M4,00026,0004,000-53.7%
Equity62.2M60.6M68.2M49.0M-7.6%
Op CF-0.4M-6.5M2.0M0.8M-58.7%
Inv CF-0.2M4.8M0.5M-9.1M
Fin CF01.9M-0.4M7.1M
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PRICE (1Y)-41.2%
2.162.703.233.774.30May 13Jun 4Jun 25
SMA 50SMA 200
Close
$2.53
RSI (14)
35.3
52W High
$5.28
From 52W High
0.5%

SCORE BREAKDOWN

Quality
33
ROIC
-56.1%0.8
ROE
-47.6%1.9
GP/Assets
2.9%34.2
Op. Margin
-156.8%2.2
FCF/Assets
10.8%82.7
Piotroski
429.1
Int. Cover
N/A
D/E Ratio
0.00x99.2
Current Ratio
0.92x22.5
Value
18
P/E (TTM)
N/A
EV/EBITDA
-21.7x25.0
P/FCF
40.5x14.3
P/B
6.2x6.1
P/S
17.7x7.6
Div Yield
N/A
Momentum
51
52W High %
48%6.0
RS 6M
30%95.2
SMA 50/200
1.31x97.5
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
N/A

FUNDAMENTALS

Market Cap
$303M
P/E (Forward)
Gross Margin
11.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TROO are excluded.

TickerCompanyMkt CapStockRankSignal
TROOTROOPS, Inc.(you)$303M17STRONG SELL
3848.HKHaosen Fintech Group Limited$223M19STRONG SELL
8239.HKCapital Finance Holdings Limited$224M31SELL
0628.HKTong Tong AI Social Group Limited$226M44HOLD
0217.HKChina Chengtong Development Group Limited$106M30SELL
0717.HKEmperor Capital Group Limited$52M34SELL
3360.HKFar East Horizon Limited$3.1B37HOLD
0373.HKAllied Group Limited$990M64HOLD
0900.HKAEON Credit Service (Asia) Company Limited$448M95STRONG BUY
0086.HKSun Hung Kai & Co. Limited$1.0B92STRONG BUY

Peer medians: ROE 5.5% · P/E 10.7x · Gross margin 51.4%

TROOPS, Inc. (TROO) — Stock Score Summary

TROOPS, Inc. (TROO) has a MoatMap StockRank of 17/100 based on Quality (33/100), Value (18/100), and Momentum (51/100) factor scores. The current signal is STRONG SELL. TROOPS, Inc. is a micro-cap financial services company with a low quality score (Q: 34) and no clear competitive advantage. It lacks the institutional quality, liquidity, and thematic alignment required for our global equity fund.

TROOPS, Inc. provides financial technology solutions, specializing in credit services and financial intelligence for businesses. The company's competitive advantage stems from its innovative platform that streamlines credit assessment, risk management, and lending processes. TROOPS positions itself as a crucial enabler for financial institutions and businesses seeking efficient and data-driven credit solutions within the evolving fintech landscape.

Key Financial Metrics

Price$2.53
Market Cap$303M
Price/Book6.18
Return on Equity-47.6%
Return on Invested Capital-56.1%
Debt/Equity0.01
Gross Margin11.8%
Operating Margin-156.8%
Revenue Growth27.0%
Free Cash Flow$7M

TROOPS, Inc. operates in the Credit Services industry, part of the Financial Services sector (Hong Kong).

Frequently Asked Questions

What is TROOPS, Inc.’s (TROO) StockRank?
MoatMap’s StockRank for TROOPS, Inc. (TROO) is 17/100, with a Strong Sell signal. It is a composite of Quality (33), Value (18), and Momentum (51) factor ranks across MoatMap’s 20,000+ stock universe.
Does TROOPS, Inc. have an economic moat?
TROOPS, Inc. (TROO) has a Quality factor score of 33/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is TROOPS, Inc. a buy, hold, or sell?
MoatMap’s current signal for TROOPS, Inc. (TROO) is Strong Sell, based on a StockRank of 17/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is TROOPS, Inc. in?
TROOPS, Inc. (TROO) operates in the Financial Services sector, specifically the Credit Services industry (Hong Kong).