Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
TRU
HoldFallen FavouriteTransUnion · Financial Services · United States · $16.4B · Avg Vol: $148M/d
COMPANY DESCRIPTION
TransUnion is a global information and insights company providing comprehensive credit reporting, risk management, and analytics solutions to businesses and consumers. Its competitive moat is underpinned by extensive proprietary data assets, advanced analytical capabilities, and deep-seated relationships with financial institutions globally. As one of the three major credit bureaus in the U.S., it is an indispensable component of the credit economy.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3.7B | 3.8B | 4.2B | 4.6B | 7.2% | 4.9B | 5.2B | 5.6B | 10.4% |
| EPS | 1.40 | -1.07 | 1.46 | 2.34 | 18.7% | 3.79 | 2.62 | 3.04 | 13.9% |
| Shares | 192.7M | 193.8M | 194.9M | 192.4M | -0.2% | 191.6M | — | — | — |
| Debt | 5.8B | 5.4B | 5.2B | 5.2B | -3.9% | 5.7B | — | — | — |
| Equity | 4.2B | 4.0B | 4.2B | 4.4B | 2.1% | — | — | — | — |
| Op CF | 297.2M | 645.4M | 832.5M | 987.6M | 49.2% | 1.1B | — | — | — |
| Inv CF | -723.9M | -318.9M | -307.4M | -331.7M | — | — | — | — | — |
| Fin CF | -820.5M | -438.8M | -308.7M | -494.6M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TRU are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| TRU | TransUnion(you) | $16.4B | 47 | Hold |
| CBOE | Cboe Global Markets, Inc. | $32.4B | 49 | Hold |
| FDS | FactSet Research Systems Inc. | $11.0B | 55 | Hold |
| MORN | Morningstar, Inc. | $8.2B | 51 | Hold |
| MSCI | MSCI Inc. | $41.5B | 44 | Hold |
| NDAQ | Nasdaq, Inc. | $55.5B | 48 | Hold |
| MCO | Moody's Corporation | $89.2B | 45 | Hold |
| ICE | Intercontinental Exchange, Inc. | $91.1B | 33 | Sell |
| COIN | Coinbase Global, Inc. | $47.1B | 14 | Strong Sell |
| SPGI | S&P Global Inc. | $130.6B | 32 | Sell |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%