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TRU

HOLD

TransUnion · Financial Services · United States · $14.8B · Avg Vol: $214M/d

46
StockRank
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Q
70
V
25
M
45
P/E (TTM)
21.9x
ROE
15.3%
D/E
1.2x
Dividend %
0.4%

COMPANY DESCRIPTION

TransUnion is a global information and insights company providing comprehensive credit reporting, risk management, and analytics solutions to businesses and consumers. Its competitive moat is underpinned by extensive proprietary data assets, advanced analytical capabilities, and deep-seated relationships with financial institutions globally. As one of the three major credit bureaus in the U.S., it is an indispensable component of the credit economy.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue3.7B3.8B4.2B4.6B7.2%4.7B5.1B5.6B10.1%
EPS1.40-1.071.462.3418.7%3.612.603.0414.0%
Shares192.7M193.8M194.9M192.4M-0.2%192.8M
Debt5.8B5.4B5.2B5.2B-3.9%5.7B
Equity4.2B4.0B4.2B4.4B2.1%
Op CF297.2M645.4M832.5M987.6M49.2%1.0B
Inv CF-723.9M-318.9M-307.4M-331.7M
Fin CF-820.5M-438.8M-308.7M-494.6M
Loading 1Y...
PRICE (1Y)+16.8%
64.4368.5172.5876.6680.73Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$77.24
RSI (14)
46.3
52W High
$98.77
From 52W High
0.8%

SCORE BREAKDOWN

Quality
70
ROIC
8.8%83.2
ROE
15.3%75.7
GP/Assets
25.0%89.5
Op. Margin
19.7%38.9
FCF/Assets
6.7%82.8
Piotroski
891.2
Int. Cover
3.7x30.7
D/E Ratio
1.16x25.7
Current Ratio
1.93x55.8
Value
25
P/E (TTM)
21.9x21.7
EV/EBITDA
14.1x28.1
P/FCF
19.7x26.8
P/B
3.2x12.9
P/S
3.2x59.3
Div Yield
0.4%2.6
Momentum
45
52W High %
78%22.8
RS 6M
-15%18.7
SMA 50/200
0.94x17.0
EPS Rev 4W
+0.1%79.1
EPS Rev 12W
-0.2%49.7
EPS Improve
+55%73.7
Q Growth
168%89.1

FUNDAMENTALS

Market Cap
$14.8B
P/E (Forward)
14.1x
Gross Margin
58.8%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of TRU are excluded.

TickerCompanyMkt CapStockRankSignal
TRUTransUnion(you)$14.8B46HOLD
FDSFactSet Research Systems Inc.$9.0B48HOLD
MORNMorningstar, Inc.$6.6B49HOLD
NDAQNasdaq, Inc.$51.5B46HOLD
MSCIMSCI Inc.$40.0B55HOLD
CBOECboe Global Markets, Inc.$29.8B63HOLD
MCOMoody's Corporation$81.7B39HOLD
ICE.MXIntercontinental Exchange, Inc.$70.8B36HOLD
CME.MXCME Group Inc.$81.1B37HOLD
COINCoinbase Global, Inc.$41.7B19STRONG SELL

Peer medians: ROE 9.4% · P/E 13.9x · Gross margin 100.0%

TransUnion (TRU) — Stock Score Summary

TransUnion (TRU) has a MoatMap StockRank of 46/100 based on Quality (70/100), Value (25/100), and Momentum (45/100) factor scores. The current signal is HOLD.

TransUnion is a global information and insights company providing comprehensive credit reporting, risk management, and analytics solutions to businesses and consumers. Its competitive moat is underpinned by extensive proprietary data assets, advanced analytical capabilities, and deep-seated relationships with financial institutions globally. As one of the three major credit bureaus in the U.S., it is an indispensable component of the credit economy.

Key Financial Metrics

Price$77.24
Market Cap$14.8B
P/E (TTM)21.89
P/E (Forward)14.14
Price/Book3.20
Return on Equity15.3%
Return on Invested Capital8.8%
Debt/Equity1.16x
Gross Margin58.8%
Operating Margin19.7%
Revenue Growth13.7%
Dividend Yield0.4%
Free Cash Flow$750M

TransUnion operates in the Financial Data & Stock Exchanges industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is TransUnion’s (TRU) StockRank?
MoatMap’s StockRank for TransUnion (TRU) is 46/100, with a Hold signal. It is a composite of Quality (70), Value (25), and Momentum (45) factor ranks across MoatMap’s 20,000+ stock universe.
Does TransUnion have an economic moat?
TransUnion (TRU) has a Quality factor score of 70/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is TransUnion a buy, hold, or sell?
MoatMap’s current signal for TransUnion (TRU) is Hold, based on a StockRank of 46/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is TransUnion in?
TransUnion (TRU) operates in the Financial Services sector, specifically the Financial Data & Stock Exchanges industry (United States).