TransUnion (TRU) — Stock Score Summary

TransUnion (TRU) has a MoatMap StockRank of 43/100 based on Quality (68/100), Value (26/100), and Momentum (36/100) factor scores. The current signal is HOLD. TransUnion, a financial services company, operates in data and credit reporting, which can exhibit moats. However, its moderate Quality (Q:44) score, expensive valuation (V:24), and 'STRONG_SELL' signal indicate it's not a compelling asymmetric opportunity or a GARP story. No distinct unpriced macro tailwind is apparent.

TransUnion is a global information and insights company providing comprehensive credit reporting, risk management, and analytics solutions to businesses and consumers. Its competitive moat is underpinned by extensive proprietary data assets, advanced analytical capabilities, and deep-seated relationships with financial institutions globally. As one of the three major credit bureaus in the U.S., it is an indispensable component of the credit economy.

Key Financial Metrics

Price$71.66
Market Cap$13.8B
P/E (TTM)19.55
P/E (Forward)12.64
Price/Book3.06
Return on Equity15.3%
Return on Invested Capital8.8%
Debt/Equity115.67
Gross Margin58.8%
Operating Margin19.7%
Revenue Growth13.7%
Dividend Yield0.7%
Free Cash Flow$750M

TransUnion operates in the Financial Data & Stock Exchanges industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is TransUnion’s (TRU) StockRank?
MoatMap’s StockRank for TransUnion (TRU) is 43/100, with a Hold signal. It is a composite of Quality (68), Value (26), and Momentum (36) factor ranks across MoatMap’s 19,000+ stock universe.
Does TransUnion have an economic moat?
TransUnion (TRU) has a Quality factor score of 68/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is TransUnion a buy, hold, or sell?
MoatMap’s current signal for TransUnion (TRU) is Hold, based on a StockRank of 43/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is TransUnion in?
TransUnion (TRU) operates in the Financial Services sector, specifically the Financial Data & Stock Exchanges industry (United States).