What is U-Haul Holding Company's (UHAL) StockRank?

MoatMap's StockRank for U-Haul Holding Company (UHAL) is 28/100, with a Sell signal. This is a composite score combining Quality (24), Value (26), and Momentum (70) factor ranks across MoatMap's 20,000+ stock universe.

Does U-Haul Holding Company have an economic moat?

U-Haul Holding Company (UHAL) has a Quality factor score of 24/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is U-Haul Holding Company a buy, hold, or sell?

MoatMap's current signal for U-Haul Holding Company (UHAL) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.

What sector is U-Haul Holding Company in?

U-Haul Holding Company (UHAL) operates in the Industrials sector, specifically the Rental & Leasing Services industry (United States).

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UHAL

SELLFLAG

U-Haul Holding Company · Industrials · United States · $11.2B · Avg Vol: $17M/d

StockRank

P/E (TTM)

259.9x

ROE

1.1%

D/E

1.1x

Dividend %

—

Director Trades · 180d

None in 180d →

Buybacks · 180d

None in 180d →

AI CONVICTION THESIS

U-Haul possesses an un-copyable physical moat with over 23,000 locations and a dominant brand in DIY moving. The structural shift toward regionalization and domestic manufacturing hubs is driving localized population migration, creating a steady demand tailwind. However, the business is highly capital-intensive (fleet maintenance) and currently faces cyclical headwinds in the US housing market, making it a name to monitor closely rather than buy aggressively today.

COMPANY DESCRIPTION

U-Haul Holding Company is a market leader in the do-it-yourself moving and self-storage industries, providing truck and trailer rentals, storage units, and moving supplies across North America. Its competitive moat is defined by an unparalleled, extensive dealer network, strong brand recognition, and a vertically integrated model that controls key aspects of its operations. U-Haul maintains a dominant position by offering comprehensive, convenient, and affordable solutions for residential and commercial mobility needs.

FINANCIAL SUMMARY (USD)

Year	2023	2024	2025	2026	CAGR
Revenue	5.9B	5.6B	5.8B	6.0B	1.0%
EPS	5.54	3.04	1.69	0.24	-64.9%
Shares	218M	219M	218M	218M	0.0%
Debt	6.2B	6.3B	7.2B	8.1B	9.6%
Equity	6.5B	7.2B	7.5B	7.6B	5.4%
Op CF	1.7B	1.5B	1.5B	1.8B	1.2%
Inv CF	-2.4B	-2.0B	-2.9B	-2.3B	—
Fin CF	60M	67M	895M	595M	—

PRICE (1M)+19.4%

SMA 50SMA 200

$62.23

RSI (14)

65.5

52W High

$64.38

From 52W High

1.0%

SCORE BREAKDOWN

Quality

ROIC

4.1%26.7

ROE

1.1%17.9

GP/Assets

8.5%22.7

Op. Margin

-5.8%9.2

FCF/Assets

-8.3%9.4

Piotroski

—75.6

Int. Cover

2.6x24.9

D/E Ratio

1.07x18.1

Current Ratio

1.04x15.4

Value

P/E (TTM)

259.9x3.9

EV/EBITDA

25.7x18.9

P/FCF

—N/A

P/B

1.6x58.9

P/S

2.0x41.6

Div Yield

—N/A

Momentum

52W High %

97%91.1

RS 6M

8%73.5

SMA 50/200

1.02x48.9

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

+783%97.4

Q Growth

—N/A

FUNDAMENTALS

Market Cap

$11.2B

P/E (Forward)

29.4x

Gross Margin

28.9%

SECTOR PEERS

Closest peers in Industrials, ranked by industry match, size, and score similarity. Cross-listings of UHAL are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
UHAL	U-Haul Holding Company(you)	$11.2B	28	SELL
CAR	Avis Budget Group, Inc.	$6.2B	27	SELL
HRI	Herc Holdings Inc.	$4.6B	37	HOLD
GATX	GATX Corporation	$6.1B	44	HOLD
EQPT	EquipmentShare.com Inc.	$5.8B	13	STRONG SELL
SUNB.L	Sunbelt Rentals Holdings, Inc.	$30.9B	41	HOLD
WSC	WillScot Holdings Corporation	$4.7B	50	HOLD
HTZ	Hertz Global Holdings, Inc.	$1.7B	14	STRONG SELL
R	Ryder System, Inc.	$9.6B	77	BUY
CTOS	Custom Truck One Source, Inc.	$2.2B	58	HOLD

Peer medians: ROE 11.5% · P/E 30.1x · Gross margin 28.6%

U-Haul Holding Company (UHAL) — Stock Score Summary

U-Haul Holding Company (UHAL) has a MoatMap StockRank of 28/100 based on Quality (24/100), Value (26/100), and Momentum (70/100) factor scores. The current signal is SELL. U-Haul possesses an un-copyable physical moat with over 23,000 locations and a dominant brand in DIY moving. The structural shift toward regionalization and domestic manufacturing hubs is driving localized population migration, creating a steady demand tailwind. However, the business is highly capital-intensive (fleet maintenance) and currently faces cyclical headwinds in the US housing market, making it a name to monitor closely rather than buy aggressively today.

Key Financial Metrics

Price	$62.23
Market Cap	$11.2B
P/E (TTM)	259.92
P/E (Forward)	29.42
Price/Book	1.58
Return on Equity	1.1%
Return on Invested Capital	4.1%
Debt/Equity	106.73
Gross Margin	28.9%
Operating Margin	-5.8%
Revenue Growth	3.1%
Free Cash Flow	$-1.7B

U-Haul Holding Company operates in the Rental & Leasing Services industry, part of the Industrials sector (United States).

Frequently Asked Questions

What is U-Haul Holding Company’s (UHAL) StockRank?: MoatMap’s StockRank for U-Haul Holding Company (UHAL) is 28/100, with a Sell signal. It is a composite of Quality (24), Value (26), and Momentum (70) factor ranks across MoatMap’s 20,000+ stock universe.
Does U-Haul Holding Company have an economic moat?: U-Haul Holding Company (UHAL) has a Quality factor score of 24/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is U-Haul Holding Company a buy, hold, or sell?: MoatMap’s current signal for U-Haul Holding Company (UHAL) is Sell, based on a StockRank of 28/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is U-Haul Holding Company in?: U-Haul Holding Company (UHAL) operates in the Industrials sector, specifically the Rental & Leasing Services industry (United States).