Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
USB
BuyPremium GrowerFLAGU.S. Bancorp · Financial Services · United States · $97.3B · Avg Vol: $382M/d
U.S. Bancorp has quality Q58 and strong momentum M68 with a buyback, but value at V44 is below the calibrated floor, so stage one fails.
COMPANY DESCRIPTION
U.S. Bancorp is a diversified financial services holding company, operating as the parent company of U.S. Bank, the fifth-largest commercial bank in the United States. Its competitive moat is built on its strong regional presence, diversified revenue streams from a broad range of banking products and services, and disciplined risk management, making it a leading provider of financial solutions to consumers, businesses, and institutions.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 24.2B | 28.0B | 27.3B | 28.5B | 5.7% | 27.3B | 31.0B | 33.1B | 7.7% |
| EPS | 3.69 | 3.27 | 3.79 | 4.62 | 7.8% | 5.01 | 5.24 | 5.79 | 12.0% |
| Shares | 1.5B | 1.6B | 1.6B | 1.6B | +1.6% | 1.6B | — | — | — |
| Debt | 69.4B | 62.9B | 65.6B | 68.4B | -0.5% | 99.7B | — | — | — |
| Equity | 50.8B | 55.3B | 58.6B | 65.2B | 8.7% | — | — | — | — |
| Op CF | 21.1B | 8.4B | 11.3B | 8.0B | -27.7% | 12.5B | — | — | — |
| Inv CF | 7.5B | 18.9B | -24.5B | -20.5B | — | — | — | — | — |
| Fin CF | -4.0B | -20.0B | 8.8B | 2.3B | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of USB are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| USB | U.S. Bancorp(you) | $97.3B | 69 | Buy |
| LLOY.L | Lloyds Banking Group plc | $86.2B | 69 | Buy |
| O39.SI | Oversea-Chinese Banking Corporation Limited | $109.5B | 70 | Buy |
| 601658.SS | Postal Savings Bank of China Co., Ltd. | $89.2B | 72 | Buy |
| PNC | The PNC Financial Services Group, Inc. | $96.6B | 63 | Hold |
| CABK.MC | CaixaBank, S.A. | $105.9B | 64 | Hold |
| UCG.MI | UniCredit S.p.A. | $131.6B | 70 | Buy |
| 2388.HK | BOC Hong Kong (Holdings) Limited | $68.7B | 67 | Buy |
| ITUB4.SA | Itaú Unibanco Holding S.A. | $83.0B | 62 | Hold |
| SGE.DE | Société Générale Société anonyme | $64.7B | 71 | Buy |
Peer medians: ROE 9.9% · P/E 12.8x · Gross margin 81.8%