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PNC

BUY

The PNC Financial Services Group, Inc. · Financial Services · United States · $100.1B · Avg Vol: $596M/d

77
StockRank
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Q
60
V
39
M
72
P/E (TTM)
13.9x
ROE
12.6%
D/E
0.9x
Dividend %
2.7%

COMPANY DESCRIPTION

The PNC Financial Services Group is a diversified financial services company offering retail and business banking, corporate banking, and asset management services across the eastern and midwestern United States. It possesses a strong regional banking franchise with a significant deposit base and established customer relationships, diversified revenue streams, and technology investments. As one of the largest diversified financial institutions in the U.S., PNC is known for its focus on responsible growth and community engagement.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue21.1B21.5B20.8B23.1B3.0%24.3B26.3B27.6B9.4%
EPS13.8612.8013.7616.606.2%17.9618.9021.5213.8%
Shares401.0M398.0M395.9M390.4M-2.6%399.0M
Debt58.7B72.7B61.7B57.1B-0.9%85.7B
Equity45.8B51.1B54.4B60.6B9.8%
Op CF9.1B10.1B7.9B4.4B-21.6%4.4B
Inv CF-60.4B10.1B-3.2B-15.6B
Fin CF3.4B-3.9B-9.1B4.7B
Loading 1Y...
PRICE (1Y)+5.0%
231237243249255Jun 12Jul 7Jul 27
SMA 50SMA 200
Close
$249.64
RSI (14)
47.2
52W High
$254.46
From 52W High
1.0%

SCORE BREAKDOWN

Quality
60
ROIC (ROA)
1.3%*45.8
ROE
12.6%66.2
GP/Assets
4.2%N/A
Op. Margin
38.7%57.7
FCF/Assets
bankN/A
Piotroski
683.6
Int. Cover
50.0
D/E Ratio
0.94xN/A
Current Ratio
bankN/A
Value
39
P/E (TTM)
13.9x45.9
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
1.7x29.3
P/S
4.1x45.7
Div Yield
2.7%33.9
Momentum
72
52W High %
98%83.4
RS 6M
6%68.9
SMA 50/200
1.10x77.1
EPS Rev 4W
+1.4%90.4
EPS Rev 12W
+1.8%74.2
EPS Improve
+19%45.3
Q Growth
25%59.7

FUNDAMENTALS

Market Cap
$100.1B
P/E (Forward)
11.7x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PNC are excluded.

TickerCompanyMkt CapStockRankSignal
PNCThe PNC Financial Services Group, Inc.(you)$100.1B77BUY
ISP.MIIntesa Sanpaolo S.p.A.$118.2B78BUY
USBU.S. Bancorp$99.6B82STRONG BUY
ITUBItaú Unibanco Holding S.A.$91.3B81STRONG BUY
BNP.PABNP Paribas SA$126.9B76BUY
LYGLloyds Banking Group plc$87.4B82STRONG BUY
CABK.MCCaixaBank, S.A.$97.6B68BUY
1658.HKPostal Savings Bank of China Co., Ltd.$73.1B81STRONG BUY
600036.SSChina Merchants Bank Co., Ltd.$133.7B83STRONG BUY
O39.SIOversea-Chinese Banking Corporation Limited$86.3B68BUY

Peer medians: ROE 9.6% · P/E 13.0x · Gross margin 83.5%

The PNC Financial Services Group, Inc. (PNC) — Stock Score Summary

The PNC Financial Services Group, Inc. (PNC) has a MoatMap StockRank of 77/100 based on Quality (60/100), Value (39/100), and Momentum (72/100) factor scores. The current signal is BUY.

The PNC Financial Services Group is a diversified financial services company offering retail and business banking, corporate banking, and asset management services across the eastern and midwestern United States. It possesses a strong regional banking franchise with a significant deposit base and established customer relationships, diversified revenue streams, and technology investments. As one of the largest diversified financial institutions in the U.S., PNC is known for its focus on responsible growth and community engagement.

Key Financial Metrics

Price$249.64
Market Cap$100.1B
P/E (TTM)13.93
P/E (Forward)11.73
Price/Book1.74
Return on Equity12.6%
Debt/Equity0.94x
Operating Margin38.7%
Revenue Growth23.6%
Dividend Yield2.7%

The PNC Financial Services Group, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is The PNC Financial Services Group, Inc.’s (PNC) StockRank?
MoatMap’s StockRank for The PNC Financial Services Group, Inc. (PNC) is 77/100, with a Buy signal. It is a composite of Quality (60), Value (39), and Momentum (72) factor ranks across MoatMap’s 20,000+ stock universe.
Does The PNC Financial Services Group, Inc. have an economic moat?
The PNC Financial Services Group, Inc. (PNC) has a Quality factor score of 60/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The PNC Financial Services Group, Inc. a buy, hold, or sell?
MoatMap’s current signal for The PNC Financial Services Group, Inc. (PNC) is Buy, based on a StockRank of 77/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is The PNC Financial Services Group, Inc. in?
The PNC Financial Services Group, Inc. (PNC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).