Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
XYZ
STRONG BUYFLAGBlock, Inc. · Technology · United States · $45.9B · Avg Vol: $453M/d
Block has strong momentum at M74 with a buyback on file, but value at V47 is below the calibrated floor and quality Q56 is modest, so stage one fails. Insider selling is separately adverse.
COMPANY DESCRIPTION
Block, Inc. provides financial services and tools for individuals and businesses through its Square (seller ecosystem) and Cash App (consumer ecosystem) segments. The company benefits from strong network effects within both its ecosystems, proprietary technology, and early mover advantage in specific fintech niches. Block is a leading innovator in financial technology, disrupting traditional banking and payments with a focus on simplicity, accessibility, and integrated services.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 17.5B | 21.9B | 24.1B | 24.2B | 11.3% | 24.5B | 26.1B | 29.1B | 9.7% |
| EPS | -0.93 | 0.02 | 4.70 | 2.13 | 932.0% | 1.27 | 3.51 | — | 64.9% |
| Shares | 600.1M | 615.8M | 619.7M | 602.1M | +0.3% | 535.2M | — | — | — |
| Debt | 6.3B | 6.1B | 7.9B | 9.0B | 12.3% | 8.1B | — | — | — |
| Equity | 17.2B | 18.7B | 21.3B | 22.2B | 8.8% | — | — | — | — |
| Op CF | 175.9M | 101.0M | 1.7B | 2.6B | 144.8% | 3.4B | — | — | — |
| Inv CF | 1.2B | 683.2M | 650.0M | -2.8B | — | — | — | — | — |
| Fin CF | 97.6M | -240.1M | 2.0B | -613.1M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Technology, ranked by industry match, size, and score similarity. Cross-listings of XYZ are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| XYZ | Block, Inc.(you) | $45.9B | 81 | STRONG BUY |
| TWLO.MX | Twilio Inc. | $27.8B | 79 | BUY |
| CPAY | Corpay, Inc. | $24.2B | 86 | STRONG BUY |
| VRSN | VeriSign, Inc. | $25.3B | 87 | STRONG BUY |
| FTNT | Fortinet, Inc. | $111.6B | 80 | STRONG BUY |
| NTAP | NetApp, Inc. | $32.9B | 94 | STRONG BUY |
| OKTA.MX | Okta, Inc. | $19.8B | 76 | BUY |
| FFIV | F5, Inc. | $22.1B | 91 | STRONG BUY |
| NTNX | Nutanix, Inc. | $14.9B | 83 | STRONG BUY |
| TOST | Toast, Inc. | $16.8B | 77 | BUY |
Peer medians: ROE 7.8% · P/E 36.9x · Gross margin 53.9%