Company Deep Dive

Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.

Request Deep Dive(50 Feathers)

8338.T

Buy

Tsukuba Bank, Ltd. · Financial Services · Japan · $390M · Avg Vol: $9M/d

73
StockRank
Get insider-trade alerts
Q
34
V
68
M
66
P/E (TTM)
9.3x
ROE
6.7%
D/E
1.6x
Dividend %
0.7%

COMPANY DESCRIPTION

Tsukuba Bank, Ltd. is a regional bank operating predominantly in Ibaraki Prefecture, Japan, offering banking services to individuals and corporate clients. The bank provides a full spectrum of financial products, including loans, deposits, and advisory services, with a strong emphasis on supporting local businesses and agricultural sectors. Its localized strategy and commitment to the regional economy solidify its role as a key financial partner in its operating area.

FINANCIAL SUMMARY (JPY)

Year20222023202420252026CAGRTTM
Revenue32.0B32.0B35.5B34.3B39.0B5.1%46.0B
EPS (JPY)51.3025.3526.5849.7979.9711.7%80.47
Shares82.6M82.5M82.3M82.3M82.4M-0.2%82.4M
Debt369.0B128.3B138.3B143.3B166.3B-18.1%156.1B
Equity104.1B91.0B97.1B91.7B105.8B0.4%
Op CF220.0B-261.9B7.2B-23.0B-139.6B-81.9%-59.3B
Inv CF-34.7B59.4B18.4B-15.1B-2.2B
Fin CF-424.0M-431.0M-464.0M-419.0M-416.0M
Loading 1Y...
PRICE (1Y)+26.3%
3.734.024.314.604.90Jul 17Aug 10Sep 1
SMA 50SMA 200

Close
$4.71
RSI (14)
65.4
52W High
$4.99
From 52W High
0.9%

SCORE BREAKDOWN

Quality
34
ROIC (ROA)
0.2%*16.9
ROE
6.7%32.5
GP/Assets
1.6%N/A
Op. Margin
19.4%37.4
FCF/Assets
-5.0%N/A
Piotroski
445.4
Int. Cover
50.0
D/E Ratio
1.57xN/A
Current Ratio
bankN/A
Value
68
P/E (TTM)
9.3x73.2
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.6x90.3
P/S
1.3x85.0
Div Yield
0.7%5.0
Momentum
66
52W High %
94%60.9
RS 6M
4%66.6
SMA 50/200
1.16x88.3
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
19%53.4

FUNDAMENTALS

Market Cap
$390M
P/E (Forward)
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8338.T are excluded.

TickerCompanyMkt CapStockRankSignal
8338.TTsukuba Bank, Ltd.(you)$390M73Buy
8713.TFIDEA Holdings Co. Ltd.$323M83Strong Buy
8537.TThe Taiko Bank, Ltd.$182M74Buy
8551.TThe Kita-Nippon Bank, Ltd.$414M88Strong Buy
8344.TThe Yamagata Bank, Ltd.$912M72Buy
8395.TThe Bank of Saga Ltd.$700M81Strong Buy
8541.TThe Ehime Bank, Ltd.$785M67Buy
8542.TTomato Bank, Ltd.$141M73Buy
8399.TBank of The Ryukyus, Limited$843M67Buy
8362.TThe Fukui Bank, Ltd.$1.1B69Buy

Peer medians: ROE 8.4% · P/E 16.3x · Gross margin 67.6%

Tsukuba Bank, Ltd. (8338.T): Stock Score Summary

Tsukuba Bank, Ltd. (8338.T) has a MoatMap StockRank of 73/100 based on Quality (34/100), Value (68/100), and Momentum (66/100) factor scores. The current signal is BUY.

Tsukuba Bank, Ltd. is a regional bank operating predominantly in Ibaraki Prefecture, Japan, offering banking services to individuals and corporate clients. The bank provides a full spectrum of financial products, including loans, deposits, and advisory services, with a strong emphasis on supporting local businesses and agricultural sectors. Its localized strategy and commitment to the regional economy solidify its role as a key financial partner in its operating area.

Key Financial Metrics

Price$4.71
Market Cap$390M
P/E (TTM)9.28
Price/Book0.55
Return on Equity6.7%
Debt/Equity1.57x
Operating Margin19.4%
Revenue Growth25.5%
Dividend Yield0.7%
Free Cash Flow$-875M

Tsukuba Bank, Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (Japan).

Frequently Asked Questions

What is Tsukuba Bank, Ltd.’s (8338.T) StockRank?
MoatMap’s StockRank for Tsukuba Bank, Ltd. (8338.T) is 73/100, with a Buy signal. It is a composite of Quality (34), Value (68), and Momentum (66) factor ranks across MoatMap’s 20,000+ stock universe.
Does Tsukuba Bank, Ltd. have an economic moat?
Tsukuba Bank, Ltd. (8338.T) has a Quality factor score of 34/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Tsukuba Bank, Ltd. a buy, hold, or sell?
MoatMap’s current signal for Tsukuba Bank, Ltd. (8338.T) is Buy, based on a StockRank of 73/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Tsukuba Bank, Ltd. in?
Tsukuba Bank, Ltd. (8338.T) operates in the Financial Services sector, specifically the Banks - Regional industry (Japan).