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8537.T

BuyFLAG

The Taiko Bank, Ltd. · Financial Services · Japan · $182M · Avg Vol: $976K/d

74
StockRank
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Q
38
V
74
M
56
P/E (TTM)
10.3x
ROE
2.9%
D/E
1.0x
Dividend %
3.0%
AI CONVICTION THESIS

The Taiko Bank has strong value V76 and momentum M56, but quality at Q39 is below the calibrated floor, so stage one fails.

COMPANY DESCRIPTION

The Taiko Bank,Ltd. provides regional commercial banking services, including retail deposits, corporate loans, and asset management in Niigata Prefecture. The bank has an established regional footprint with a focus on supporting small and medium-sized enterprises in the Niigata industrial and agricultural sectors. It operates as a conservative regional financial institution emphasizing local relationship banking and risk-managed loan portfolios.

FINANCIAL SUMMARY (JPY)

Year20222023202420252026CAGRTTM
Revenue19.4B19.6B18.8B23.6B6.6%23.1B
EPS (JPY)216.51135.45180.55261.93293.717.9%295.78
Shares9.5M9.5M9.5M9.5M+0.7%9.5M
Debt52.1B70.2B88.1B78.9B14.8%69.2B
Equity73.1B77.6B75.0B80.8B3.4%
Op CF-139.4B1.6B40.9B4.3B63.8%-23.5B
Inv CF6.6B-19.4B846.0M12.8B
Fin CF-589.0M-592.0M-649.0M-812.0M
Loading 1Y...
PRICE (1Y)+16.2%
16.0416.9217.7918.6719.55Jul 17Aug 10Sep 1
SMA 50SMA 200

Close
$19.05
RSI (14)
70.4
52W High
$19.92
From 52W High
1.0%

SCORE BREAKDOWN

Quality
38
ROIC (ROA)
0.1%*15.3
ROE
2.9%17.9
GP/Assets
1.4%N/A
Op. Margin
7.8%27.4
FCF/Assets
0.2%N/A
Piotroski
796.7
Int. Cover
50.0
D/E Ratio
0.98xN/A
Current Ratio
bankN/A
Value
74
P/E (TTM)
10.3x67.6
EV/EBITDA
bankN/A
P/FCF
9.0xN/A
P/B
0.4x96.1
P/S
1.3x85.7
Div Yield
3.0%39.0
Momentum
56
52W High %
96%68.9
RS 6M
1%58.3
SMA 50/200
1.14x82.5
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
N/A
Q Growth
-60%5.4

FUNDAMENTALS

Market Cap
$182M
P/E (Forward)
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8537.T are excluded.

TickerCompanyMkt CapStockRankSignal
8537.TThe Taiko Bank, Ltd.(you)$182M74Buy
8542.TTomato Bank, Ltd.$141M73Buy
8383.TThe Tottori Bank, Ltd.$115M75Buy
7161.TJimoto Holdings, Inc.$98M72Buy
8563.TThe Daito Bank, Ltd.$91M75Buy
8338.TTsukuba Bank, Ltd.$390M73Buy
8364.TThe Shimizu Bank, Ltd.$227M59Hold
8349.TThe Tohoku Bank, Ltd.$98M66Buy
8713.TFIDEA Holdings Co. Ltd.$323M83Strong Buy
8551.TThe Kita-Nippon Bank, Ltd.$414M88Strong Buy

Peer medians: ROE 8.4% · P/E 16.3x · Gross margin 67.6%

The Taiko Bank, Ltd. (8537.T): Stock Score Summary

The Taiko Bank, Ltd. (8537.T) has a MoatMap StockRank of 74/100 based on Quality (38/100), Value (74/100), and Momentum (56/100) factor scores. The current signal is BUY. The Taiko Bank has strong value V76 and momentum M56, but quality at Q39 is below the calibrated floor, so stage one fails.

The Taiko Bank,Ltd. provides regional commercial banking services, including retail deposits, corporate loans, and asset management in Niigata Prefecture. The bank has an established regional footprint with a focus on supporting small and medium-sized enterprises in the Niigata industrial and agricultural sectors. It operates as a conservative regional financial institution emphasizing local relationship banking and risk-managed loan portfolios.

Key Financial Metrics

Price$19.05
Market Cap$182M
P/E (TTM)10.31
Price/Book0.36
Return on Equity2.9%
Debt/Equity0.98x
Operating Margin7.8%
Revenue Growth14.1%
Dividend Yield3.0%
Free Cash Flow$20M

The Taiko Bank, Ltd. operates in the Banks - Regional industry, part of the Financial Services sector (Japan).

Frequently Asked Questions

What is The Taiko Bank, Ltd.’s (8537.T) StockRank?
MoatMap’s StockRank for The Taiko Bank, Ltd. (8537.T) is 74/100, with a Buy signal. It is a composite of Quality (38), Value (74), and Momentum (56) factor ranks across MoatMap’s 20,000+ stock universe.
Does The Taiko Bank, Ltd. have an economic moat?
The Taiko Bank, Ltd. (8537.T) has a Quality factor score of 38/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Taiko Bank, Ltd. a buy, hold, or sell?
MoatMap’s current signal for The Taiko Bank, Ltd. (8537.T) is Buy, based on a StockRank of 74/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Taiko Bank, Ltd. in?
The Taiko Bank, Ltd. (8537.T) operates in the Financial Services sector, specifically the Banks - Regional industry (Japan).