Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
8542.T
BuyTomato Bank, Ltd. · Financial Services · Japan · $141M · Avg Vol: $399K/d
COMPANY DESCRIPTION
Tomato Bank, Ltd. offers commercial banking services, including consumer loans, housing loans, and corporate financing, primarily in Okayama Prefecture. The bank maintains a distinctive brand identity and strong retail banking presence, focusing on individual consumers and small businesses. It is a customer-centric regional bank known for flexible lending products and community-focused financial services.
FINANCIAL SUMMARY (JPY)
| Year | 2022 | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|---|
| Revenue | 20.1B | 20.3B | 21.3B | 22.2B | 21.4B | 1.6% | 23.3B |
| EPS (JPY) | 129.88 | 149.18 | 118.66 | 143.50 | 156.49 | 4.8% | 100.68 |
| Shares | 11.7M | 11.5M | 11.5M | 11.5M | 11.5M | -1.2% | 11.5M |
| Debt | 120.6B | 25.4B | 39.3B | 40.0B | 40.0B | -24.1% | 41.1B |
| Equity | 54.8B | 54.2B | 56.8B | 55.9B | 57.4B | 1.2% | — |
| Op CF | 90.7B | -110.3B | 6.8B | 8.6B | 9.7B | -42.8% | -12.3B |
| Inv CF | -13.0M | 2.1B | 8.9B | -1.2B | -7.8B | — | — |
| Fin CF | 2.2B | -828.0M | -840.0M | -845.0M | -815.0M | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of 8542.T are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| 8542.T | Tomato Bank, Ltd.(you) | $141M | 69 | Buy |
| 8383.T | The Tottori Bank, Ltd. | $115M | 71 | Buy |
| 8537.T | The Taiko Bank, Ltd. | $182M | 73 | Buy |
| 8563.T | The Daito Bank, Ltd. | $91M | 70 | Buy |
| 7161.T | Jimoto Holdings, Inc. | $98M | 64 | Hold |
| 8349.T | The Tohoku Bank, Ltd. | $98M | 64 | Hold |
| 8364.T | The Shimizu Bank, Ltd. | $227M | 58 | Hold |
| 8338.T | Tsukuba Bank, Ltd. | $390M | 63 | Hold |
| 8713.T | FIDEA Holdings Co. Ltd. | $323M | 80 | Buy |
| 8365.T | The Bank of Toyama, Ltd. | $79M | 46 | Hold |
Peer medians: ROE 8.4% · P/E 16.2x · Gross margin 67.6%