Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ACR.OL
HOLDAxactor ASA · Financial Services · Norway · $403M · Avg Vol: $261K/d
COMPANY DESCRIPTION
Axactor ASA is a European credit management services company specializing in non-performing loan (NPL) acquisition and third-party debt collection. Operating across multiple European countries, the company utilizes a highly standardized, digital-first platform to optimize recovery rates. Its competitive moat is driven by proprietary valuation databases, scale efficiencies, and strong relationships with tier-one European banks.
FINANCIAL SUMMARY (USD)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 275.7M | 292.4M | 148.6M | 295.7M | 2.4% | 278.1M | 298.9M | 0.5% |
| EPS | 0.05 | 0.04 | -0.11 | 0.05 | -0.8% | 0.09 | — | — |
| Shares | 836.4M | 836.4M | 836.4M | 836.4M | 0.0% | 836.4M | — | — |
| Debt | 1.1B | 1.1B | 1.0B | 960.0M | -4.0% | 988.8M | — | — |
| Equity | 473.8M | 493.4M | 388.2M | 418.9M | -4.0% | — | — | — |
| Op CF | -80.9M | 101.7M | 158.5M | 163.4M | 26.7% | 83.2M | — | — |
| Inv CF | -8.8M | -4.4M | -3.5M | -4.2M | — | — | — | — |
| Fin CF | 86.5M | -97.3M | -151.7M | -156.5M | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ACR.OL are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ACR.OL | Axactor ASA(you) | $403M | 50 | HOLD |
| B2I.OL | B2 Impact ASA | $849M | 66 | BUY |
| ROGS.OL | Rogaland Sparebank | $344M | 52 | HOLD |
| HELG.OL | SpareBank 1 Helgeland | $424M | 39 | HOLD |
| PARB.OL | Pareto Bank ASA | $534M | 41 | HOLD |
| MORG.OL | Sparebanken Møre | $547M | 62 | HOLD |
| INSTA.OL | Instabank ASA | $187M | 55 | HOLD |
| SOAG.OL | SpareBank 1 Østfold Akershus | $551M | 65 | HOLD |
| JAREN.OL | Jæren Sparebank | $167M | 54 | HOLD |
| ABG.OL | ABG Sundal Collier Holding ASA | $371M | 75 | BUY |
Peer medians: ROE 13.4% · P/E 10.7x · Gross margin 90.8%