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PARB.OL

SELLREMOVE

Pareto Bank ASA · Financial Services · Norway · $581M · Avg Vol: $587K/d

25
StockRank
Q
47
V
48
M
21
P/E (TTM)
10.5x
ROE
10.1%
D/E
—
Dividend %
11.4%
Director Trades · 180d
None in 180d →
Buybacks · 180d
None in 180d →
AI CONVICTION THESIS

Pareto Bank is a niche Norwegian bank focused on project financing. It lacks global scale, has no thematic tailwinds, and is highly exposed to localized real estate and corporate credit cycles in Norway.

COMPANY DESCRIPTION

Pareto Bank ASA is a specialized corporate bank in Norway focusing on financing real estate development, corporate acquisitions, and shipping/offshore projects. The bank differentiates itself through a nimble, project-oriented lending model and rapid credit decision-making processes tailored to medium-sized enterprises. Its competitive advantage stems from its deep sector expertise and disciplined risk management, yielding high return on equity (ROE) relative to traditional retail banks.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGR
Revenue104M121M136M140M10.4%
EPS0.830.800.900.881.8%
Shares70M77M77M77M+9.9%
Debt828M920M875M809M-0.7%
Equity456M541M588M621M10.8%
Op CF-118M36M234M45M11.7%
Inv CF-588,940-2M-658,379-622,794—
Fin CF101M64M-127M-158M—
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PRICE (1M)+6.4%
7.027.197.357.527.69May 6May 29Jun 18
SMA 50SMA 200
Close
$7.54
RSI (14)
49.2
52W High
$9.54
From 52W High
0.8%

SCORE BREAKDOWN

Quality
47
ROIC (ROA)
2.2%*61.2
ROE
10.1%49.6
GP/Assets
3.9%45.2
Op. Margin
63.6%83.6
FCF/Assets
—N/A
Piotroski
—68.0
Int. Cover
—N/A
D/E Ratio
—N/A
Current Ratio
—N/A
Value
48
P/E (TTM)
10.5x66.9
EV/EBITDA
—N/A
P/FCF
—N/A
P/B
1.0x52.0
P/S
5.6x24.1
Div Yield
11.4%95.1
Momentum
21
52W High %
79%26.0
RS 6M
-36%11.3
SMA 50/200
0.93x15.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+21%49.0
Q Growth
-57%5.2

FUNDAMENTALS

Market Cap
$581M
P/E (Forward)
8.7x
Gross Margin
0.0%

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of PARB.OL are excluded.

TickerCompanyMkt CapStockRankSignal
PARB.OLPareto Bank ASA(you)$581M25SELL
HELG.OLSpareBank 1 Helgeland$493M20SELL
SOAG.OLSpareBank 1 Østfold Akershus$597M39HOLD
MORG.OLSparebanken Møre$605M41HOLD
ROGS.OLRogaland Sparebank$372M39HOLD
JAREN.OLJæren Sparebank$184M31SELL
SKUE.OLSkue Sparebank$209M43HOLD
SPOG.OLSparebanken Øst$167M40HOLD
RING.OLSpareBank 1 Ringerike Hadeland$740M62HOLD
INSTA.OLInstabank ASA$210M49HOLD

Peer medians: ROE 13.1% · P/E 11.0x · Gross margin 0.0%

Pareto Bank ASA (PARB.OL) — Stock Score Summary

Pareto Bank ASA (PARB.OL) has a MoatMap StockRank of 25/100 based on Quality (47/100), Value (48/100), and Momentum (21/100) factor scores. The current signal is SELL. Pareto Bank is a niche Norwegian bank focused on project financing. It lacks global scale, has no thematic tailwinds, and is highly exposed to localized real estate and corporate credit cycles in Norway.

Pareto Bank ASA is a specialized corporate bank in Norway focusing on financing real estate development, corporate acquisitions, and shipping/offshore projects. The bank differentiates itself through a nimble, project-oriented lending model and rapid credit decision-making processes tailored to medium-sized enterprises. Its competitive advantage stems from its deep sector expertise and disciplined risk management, yielding high return on equity (ROE) relative to traditional retail banks.

Key Financial Metrics

Price$7.54
Market Cap$581M
P/E (TTM)10.48
P/E (Forward)8.69
Price/Book1.04
Return on Equity10.1%
Gross Margin0.0%
Operating Margin63.6%
Revenue Growth-47.7%
Dividend Yield11.4%

Pareto Bank ASA operates in the Banks - Regional industry, part of the Financial Services sector (Norway).

Frequently Asked Questions

What is Pareto Bank ASA’s (PARB.OL) StockRank?
MoatMap’s StockRank for Pareto Bank ASA (PARB.OL) is 25/100, with a Sell signal. It is a composite of Quality (47), Value (48), and Momentum (21) factor ranks across MoatMap’s 20,000+ stock universe.
Does Pareto Bank ASA have an economic moat?
Pareto Bank ASA (PARB.OL) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Pareto Bank ASA a buy, hold, or sell?
MoatMap’s current signal for Pareto Bank ASA (PARB.OL) is Sell, based on a StockRank of 25/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Pareto Bank ASA in?
Pareto Bank ASA (PARB.OL) operates in the Financial Services sector, specifically the Banks - Regional industry (Norway).
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