Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
ADMF.JK
Strong BuyFull HousePT Adira Dinamika Multi Finance Tbk · Financial Services · Indonesia · $609M · Avg Vol: $38K/d
91
StockRankGet insider-trade alerts
Q
57
V
56
M
79
P/E (TTM)
5.8x
ROE
13.8%
D/E
1.3x
Dividend %
7.2%
COMPANY DESCRIPTION
PT Adira Dinamika Multi Finance Tbk provides consumer financing, murabahah financing, and finance leasing services in Indonesia. It provides solution funds, car and motorcycle loans, and business credit.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 6.6T | 7.6T | 9.6T | 10.0T | 14.8% | 7.9T |
| EPS (IDR) | 1,606 | 1,944 | 1,538 | 1,253 | -7.9% | 1,500 |
| Shares | 1.0B | 1.0B | 1.0B | 1.2B | +22.6% | 1.2B |
| Debt | 10.7T | 16.2T | 20.4T | 20.2T | 23.7% | 19.6T |
| Equity | 10.0T | 11.1T | 14.5T | 15.0T | 14.4% | — |
| Op CF | 829.4B | -4.1T | 277.6B | 453.7B | -18.2% | 1.1T |
| Inv CF | -16.6B | -533.5B | -1.2T | -237.3B | — | — |
| Fin CF | -1.2T | 4.7T | 505.4B | -1.4T | — | — |
Loading 1Y...
PRICE (1Y)+7.4%
SMA 50SMA 200
Close
$0.4999
RSI (14)
77.8
52W High
$0.5156
From 52W High
1.0%
SCORE BREAKDOWN
Quality
57
ROIC
3.9%69.5
ROE
13.8%69.7
GP/Assets
20.3%86.4
Op. Margin
37.3%54.2
FCF/Assets
—N/A
Piotroski
537.9
Int. Cover
—N/A
D/E Ratio
1.26x25.1
Current Ratio
4.96x76.3
Value
56
P/E (TTM)
5.8x88.4
EV/EBITDA
26.2x16.1
P/FCF
—N/A
P/B
0.7x85.3
P/S
1.3x85.3
Div Yield
7.2%79.1
Momentum
79
52W High %
97%84.7
RS 6M
28%91.0
SMA 50/200
1.03x50.2
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
48%72.5
FUNDAMENTALS
Market Cap
$609M
P/E (Forward)
—
Gross Margin
57.2%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of ADMF.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| ADMF.JK | PT Adira Dinamika Multi Finance Tbk(you) | $609M | 91 | Strong Buy |
| BFIN.JK | PT BFI Finance Indonesia Tbk | $846M | 93 | Strong Buy |
| CFIN.JK | PT. Clipan Finance Indonesia Tbk | $85M | 97 | Strong Buy |
| BTPS.JK | PT Bank BTPN Syariah Tbk | $457M | 88 | Strong Buy |
| BJTM.JK | PT Bank Pembangunan Daerah Jawa Timur Tbk | $452M | 94 | Strong Buy |
| BBTN.JK | PT Bank Tabungan Negara (Persero) Tbk | $980M | 88 | Strong Buy |
| BJBR.JK | PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk | $481M | 99 | Strong Buy |
| BNII.JK | PT Bank Maybank Indonesia Tbk | $835M | 83 | Strong Buy |
| TRIM.JK | PT Trimegah Sekuritas Indonesia Tbk | $291M | 89 | Strong Buy |
| SRTG.JK | PT Saratoga Investama Sedaya Tbk | $1.4B | 94 | Strong Buy |
Peer medians: ROE 5.5% · P/E 9.4x · Gross margin 44.2%