Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CFIN.JK
Strong BuyFull HousePT. Clipan Finance Indonesia Tbk · Financial Services · Indonesia · $85M · Avg Vol: $60K/d
97
StockRankGet insider-trade alerts
Q
55
V
71
M
82
P/E (TTM)
6.4x
ROE
4.1%
D/E
0.6x
Dividend %
13.2%
COMPANY DESCRIPTION
PT. Clipan Finance Indonesia Tbk operates as a financing institution in Indonesia. The operates through four segments: Factoring; Sale and Leaseback; Finance Lease; and Consumer Financing.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1.3T | 1.6T | 1.6T | 1.4T | 2.7% | 617.0B |
| EPS (IDR) | 77.98 | 204.54 | 53.91 | 53.26 | -11.9% | 58.72 |
| Shares | 4.0B | 4.0B | 4.0B | 4.0B | 0.0% | 4.0B |
| Debt | 2.5T | 4.0T | 4.1T | 3.5T | 11.6% | 3.2T |
| Equity | 5.1T | 5.5T | 5.8T | 5.8T | 4.2% | — |
| Op CF | -522.5B | -1.1T | -41.8B | 835.9B | — | 852.3B |
| Inv CF | -30.6B | -30.0B | -17.0B | -12.6B | — | — |
| Fin CF | 457.7B | 1.1T | 53.9B | -823.5B | — | — |
Loading 1Y...
PRICE (1Y)+13.2%
SMA 50SMA 200
Close
$0.0216
RSI (14)
75.0
52W High
$0.0216
From 52W High
1.0%
SCORE BREAKDOWN
Quality
55
ROIC
7.9%82.0
ROE
4.1%23.2
GP/Assets
6.3%63.2
Op. Margin
34.3%50.9
FCF/Assets
—N/A
Piotroski
776.1
Int. Cover
—N/A
D/E Ratio
0.55x41.2
Current Ratio
25.89x91.8
Value
71
P/E (TTM)
6.4x85.8
EV/EBITDA
6.2x71.7
P/FCF
—N/A
P/B
0.3x98.2
P/S
2.4x68.9
Div Yield
13.2%95.5
Momentum
82
52W High %
100%99.4
RS 6M
50%97.1
SMA 50/200
1.14x82.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-6%22.5
FUNDAMENTALS
Market Cap
$85M
P/E (Forward)
—
Gross Margin
62.4%
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CFIN.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CFIN.JK | PT. Clipan Finance Indonesia Tbk(you) | $85M | 97 | Strong Buy |
| ADMF.JK | PT Adira Dinamika Multi Finance Tbk | $609M | 91 | Strong Buy |
| BFIN.JK | PT BFI Finance Indonesia Tbk | $846M | 93 | Strong Buy |
| PANS.JK | PT Panin Sekuritas Tbk | $67M | 99 | Strong Buy |
| TUGU.JK | PT Asuransi Tugu Pratama Indonesia Tbk | $274M | 99 | Strong Buy |
| NOBU.JK | PT Bank Nationalnobu Tbk | $234M | 86 | Strong Buy |
| PNIN.JK | PT Paninvest Tbk | $170M | 78 | Buy |
| TRIM.JK | PT Trimegah Sekuritas Indonesia Tbk | $291M | 89 | Strong Buy |
| BJTM.JK | PT Bank Pembangunan Daerah Jawa Timur Tbk | $452M | 94 | Strong Buy |
| BJBR.JK | PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk | $481M | 99 | Strong Buy |
Peer medians: ROE 5.8% · P/E 9.4x · Gross margin 44.2%