Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
AUBANK.NS
HoldPremium GrowerAU Small Finance Bank Limited · Financial Services · India · $8.5B · Avg Vol: $17M/d
39
StockRankGet insider-trade alerts
Q
53
V
9
M
70
P/E (TTM)
28.1x
ROE
13.2%
D/E
0.7x
Dividend %
0.1%
COMPANY DESCRIPTION
AU Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 54.6B | 68.6B | 105.4B | 121.0B | 30.4% | 10.7B | 148.5B | 180.9B | 22.3% |
| EPS (INR) | 21.86 | 22.98 | 28.32 | 35.40 | 17.4% | 37.87 | 48.60 | 61.12 | 31.4% |
| Shares | 666.7M | 669.2M | 744.5M | 748.3M | +12.2% | 749.4M | — | — | — |
| Debt | 63.0B | 54.8B | 116.6B | 138.7B | 30.1% | 139.4B | — | — | — |
| Equity | 109.8B | 125.6B | 171.7B | 199.7B | 22.1% | — | — | — | — |
| Op CF | 54.9B | 26.1B | 54.6B | 18.3B | -30.7% | 18.4B | — | — | — |
| Inv CF | -43.2B | -48.5B | -59.3B | -50.9B | — | — | — | — | — |
| Fin CF | 23.2B | -8.0B | 24.1B | 23.2B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+1.1%
SMA 50SMA 200
Close
$11.08
RSI (14)
31.6
52W High
$11.97
From 52W High
0.9%
SCORE BREAKDOWN
Quality
53
ROIC (ROA)
1.4%*46.6
ROE
13.2%66.8
GP/Assets
0.5%N/A
Op. Margin
35.3%52.0
FCF/Assets
0.5%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
0.69xN/A
Current Ratio
bankN/A
Value
9
P/E (TTM)
28.1x14.7
EV/EBITDA
bankN/A
P/FCF
79.1xN/A
P/B
4.0x11.9
P/S
74.9x2.4
Div Yield
0.1%0.6
Momentum
70
52W High %
93%58.2
RS 6M
20%84.4
SMA 50/200
1.06x60.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+60%76.9
Q Growth
37%66.5
FUNDAMENTALS
Market Cap
$8.5B
P/E (Forward)
17.5x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of AUBANK.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| AUBANK.NS | AU Small Finance Bank Limited(you) | $8.5B | 39 | Hold |
| INDUSINDBK.NS | IndusInd Bank Limited | $8.2B | 39 | Hold |
| IDBI.NS | IDBI Bank Limited | $9.2B | 39 | Hold |
| IDFCFIRSTB.NS | IDFC First Bank Limited | $7.9B | 35 | Sell |
| IOB.NS | Indian Overseas Bank | $6.8B | 44 | Hold |
| RBLBANK.NS | RBL Bank Limited | $6.8B | 50 | Hold |
| FEDERALBNK.NS | The Federal Bank Limited | $9.0B | 56 | Hold |
| UCOBANK.NS | UCO Bank | $3.2B | 40 | Hold |
| YESBANK.NS | Yes Bank Limited | $7.5B | 58 | Hold |
| BANKBARODA.NS | Bank of Baroda Limited | $12.9B | 57 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%