Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
UCOBANK.NS
HoldBargain BinUCO Bank · Financial Services · India · $3.2B · Avg Vol: $901K/d
40
StockRankGet insider-trade alerts
Q
46
V
60
M
27
P/E (TTM)
10.7x
ROE
8.5%
D/E
0.6x
Dividend %
1.8%
COMPANY DESCRIPTION
UCO Bank provides various banking and financial services in India and internationally. The company's deposit products include current accounts, saving accounts, fixed deposits, recurring deposits, accounts in foreign currency, and fee collection accounts.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 98.5B | 108.1B | 114.1B | 123.3B | 7.8% | 131.4B |
| EPS (INR) | 1.53 | 1.40 | 2.04 | 2.21 | 13.0% | 2.26 |
| Shares | 12.0B | 12.0B | 12.5B | 12.5B | +4.9% | 12.5B |
| Debt | 205.0B | 211.8B | 236.9B | 183.1B | -3.7% | 249.8B |
| Equity | 256.0B | 272.1B | 310.0B | 332.5B | 9.1% | — |
| Op CF | 29.8B | 10.0B | 19.1B | -105.8B | -19.9% | -106.3B |
| Inv CF | -2.7B | -2.9B | -3.3B | -4.2B | — | — |
| Fin CF | -3.4B | -4.3B | 58.7B | -9.8B | — | — |
Loading 1Y...
PRICE (1Y)-7.8%
SMA 50SMA 200
Close
$0.2524
RSI (14)
28.4
52W High
$0.352
From 52W High
0.7%
SCORE BREAKDOWN
Quality
46
ROIC (ROA)
0.7%*28.9
ROE
8.5%41.9
GP/Assets
3.3%N/A
Op. Margin
60.4%78.6
FCF/Assets
-2.8%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
0.55xN/A
Current Ratio
bankN/A
Value
60
P/E (TTM)
10.7x64.5
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
0.9x72.6
P/S
2.3x70.9
Div Yield
1.8%22.5
Momentum
27
52W High %
72%18.5
RS 6M
-5%43.7
SMA 50/200
0.97x22.0
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
-38%6.8
Q Growth
8%37.3
FUNDAMENTALS
Market Cap
$3.2B
P/E (Forward)
17.1x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of UCOBANK.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| UCOBANK.NS | UCO Bank(you) | $3.2B | 40 | Hold |
| BANDHANBNK.NS | Bandhan Bank Limited | $2.9B | 32 | Sell |
| CUB.NS | City Union Bank Limited | $2.4B | 47 | Hold |
| CENTRALBK.NS | Central Bank of India | $3.0B | 57 | Hold |
| PSB.NS | Punjab & Sind Bank | $1.7B | 34 | Sell |
| IOB.NS | Indian Overseas Bank | $6.8B | 44 | Hold |
| INDUSINDBK.NS | IndusInd Bank Limited | $8.2B | 39 | Hold |
| AUBANK.NS | AU Small Finance Bank Limited | $8.5B | 39 | Hold |
| IDBI.NS | IDBI Bank Limited | $9.2B | 39 | Hold |
| IDFCFIRSTB.NS | IDFC First Bank Limited | $7.9B | 35 | Sell |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%