Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
IDFCFIRSTB.NS
SellHot AirIDFC First Bank Limited · Financial Services · India · $7.9B · Avg Vol: $12M/d
35
StockRankGet insider-trade alerts
Q
34
V
16
M
77
P/E (TTM)
33.2x
ROE
3.4%
D/E
0.8x
Dividend %
0.3%
COMPANY DESCRIPTION
IDFC First Bank Limited provides various banking and financial services in India. It operates through the Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Business segments.
FINANCIAL SUMMARY (INR)
| Year | 2023 | 2024 | 2025 | 2026 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 171.9B | 224.8B | 264.0B | 294.5B | 19.6% | 30.4B | 351.7B | 420.6B | 19.5% |
| EPS (INR) | 3.98 | 4.30 | 2.04 | 1.89 | -22.0% | 2.60 | 4.72 | 6.71 | 88.4% |
| Shares | 6.6B | 7.1B | 7.3B | 8.6B | +30.0% | 8.6B | — | — | — |
| Debt | 572.1B | 439.4B | 331.2B | 366.3B | -13.8% | 368.0B | — | — | — |
| Equity | 258.5B | 322.7B | 381.6B | 474.0B | 22.4% | — | — | — | — |
| Op CF | 35.6B | 115.4B | 144.7B | 68.2B | 24.1% | 68.5B | — | — | — |
| Inv CF | -120.0B | -98.9B | -34.8B | -141.4B | — | — | — | — | — |
| Fin CF | 65.1B | -29.5B | -86.7B | 49.7B | — | — | — | — | — |
Loading 1Y...
PRICE (1Y)+0.5%
SMA 50SMA 200
Close
$0.9023
RSI (14)
51.3
52W High
$0.9262
From 52W High
1.0%
SCORE BREAKDOWN
Quality
34
ROIC (ROA)
0.4%*20.0
ROE
3.4%20.1
GP/Assets
0.8%N/A
Op. Margin
33.4%50.1
FCF/Assets
1.5%N/A
Piotroski
446.2
Int. Cover
—50.0
D/E Ratio
0.77xN/A
Current Ratio
bankN/A
Value
16
P/E (TTM)
33.2x11.5
EV/EBITDA
bankN/A
P/FCF
12.4xN/A
P/B
1.6x35.8
P/S
24.5x6.2
Div Yield
0.3%2.5
Momentum
77
52W High %
97%88.0
RS 6M
40%95.6
SMA 50/200
1.09x68.4
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
+161%89.7
Q Growth
-24%14.0
FUNDAMENTALS
Market Cap
$7.9B
P/E (Forward)
12.7x
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of IDFCFIRSTB.NS are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| IDFCFIRSTB.NS | IDFC First Bank Limited(you) | $7.9B | 35 | Sell |
| INDUSINDBK.NS | IndusInd Bank Limited | $8.2B | 39 | Hold |
| AUBANK.NS | AU Small Finance Bank Limited | $8.5B | 39 | Hold |
| IDBI.NS | IDBI Bank Limited | $9.2B | 39 | Hold |
| IOB.NS | Indian Overseas Bank | $6.8B | 44 | Hold |
| RBLBANK.NS | RBL Bank Limited | $6.8B | 50 | Hold |
| BANDHANBNK.NS | Bandhan Bank Limited | $2.9B | 32 | Sell |
| UCOBANK.NS | UCO Bank | $3.2B | 40 | Hold |
| FEDERALBNK.NS | The Federal Bank Limited | $9.0B | 56 | Hold |
| YESBANK.NS | Yes Bank Limited | $7.5B | 58 | Hold |
Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%