What is Bank of India's (BANKINDIA.NS) StockRank?

MoatMap's StockRank for Bank of India (BANKINDIA.NS) is 71/100, with a Buy signal. This is a composite score combining Quality (46), Value (78), and Momentum (41) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Bank of India have an economic moat?

Bank of India (BANKINDIA.NS) has a Quality factor score of 46/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Bank of India a buy, hold, or sell?

MoatMap's current signal for Bank of India (BANKINDIA.NS) is Buy, based on a StockRank of 71/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Bank of India in?

Bank of India (BANKINDIA.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).

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BANKINDIA.NS

BuyBargain BinFLAG

Bank of India · Financial Services · India · $6.8B · Avg Vol: $8M/d

StockRank

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P/E (TTM)

5.2x

ROE

13.7%

D/E

1.2x

Dividend %

3.3%

AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Bank of India: fails the quant gate on quality, momentum (Q47/V78/M40; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

COMPANY DESCRIPTION

Bank of India provides various banking products and services in India and internationally. It operates through Treasury; Wholesale Banking; and Retail Banking segments. The company accepts various deposit products, such as savings, salary, current, term, and rera account deposits.

FINANCIAL SUMMARY (INR)

Year	2023	2024	2025	2026	CAGR	TTM	2027E	2028E	Fwd CAGR
Revenue	263.6B	294.5B	315.3B	326.0B	7.3%	338.2B	360.4B	411.7B	12.4%
EPS (INR)	9.35	15.48	20.97	22.64	34.3%	27.13	22.63	25.49	6.1%
Shares	4.1B	4.6B	4.6B	4.6B	+10.9%	4.6B	—	—	—
Debt	623.2B	664.6B	938.7B	1.1T	19.6%	1.2T	—	—	—
Equity	604.3B	705.8B	807.3B	899.6B	14.2%	—	—	—	—
Op CF	-70.5B	-44.4B	185.3B	47.5B	-74.4%	47.8B	—	—	—
Inv CF	-5.2B	-9.9B	-8.5B	-3.3B	—	—	—	—	—
Fin CF	5.4B	38.7B	342.4M	-56.7B	—	—	—	—	—

Loading 1Y...

PRICE (1Y)-0.4%

SMA 50SMA 200

$1.47

RSI (14)

44.2

52W High

$1.81

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.9%*32.6

ROE

13.7%68.4

GP/Assets

2.9%N/A

Op. Margin

48.5%68.1

FCF/Assets

0.3%N/A

Piotroski

320.9

Int. Cover

—50.0

D/E Ratio

1.19xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

5.2x90.0

EV/EBITDA

bankN/A

P/FCF

16.7xN/A

P/B

0.7x84.8

P/S

1.9x76.5

Div Yield

3.3%45.2

Momentum

52W High %

81%29.0

RS 6M

-1%51.2

SMA 50/200

0.98x26.4

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

-4%18.6

Q Growth

81%81.3

FUNDAMENTALS

Market Cap

$6.8B

P/E (Forward)

5.4x

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of BANKINDIA.NS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
BANKINDIA.NS	Bank of India(you)	$6.8B	71	Buy
MAHABANK.NS	Bank of Maharashtra	$6.9B	79	Buy
CANBK.NS	Canara Bank	$11.9B	69	Buy
YESBANK.NS	Yes Bank Limited	$7.5B	58	Hold
KARURVYSYA.NS	The Karur Vysya Bank Limited	$3.5B	69	Buy
PNB.NS	Punjab National Bank	$14.1B	71	Buy
INDIANB.NS	Indian Bank	$12.2B	67	Buy
FEDERALBNK.NS	The Federal Bank Limited	$9.0B	56	Hold
RBLBANK.NS	RBL Bank Limited	$6.8B	50	Hold
BANKBARODA.NS	Bank of Baroda Limited	$12.9B	57	Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Price	$1.47
Market Cap	$6.8B
P/E (TTM)	5.22
P/E (Forward)	5.42
Price/Book	0.71
Return on Equity	13.7%
Debt/Equity	1.19x
Operating Margin	48.5%
Revenue Growth	18.5%
Dividend Yield	3.3%
Free Cash Flow	$406M