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INDIANB.NS

BuyUnloved QualityFLAG

Indian Bank · Financial Services · India · $12.2B · Avg Vol: $11M/d

67
StockRank
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Q
61
V
53
M
48
P/E (TTM)
9.0x
ROE
16.2%
D/E
0.5x
Dividend %
2.1%
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. Indian Bank: fails the quant gate on momentum (Q61/V53/M47; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

COMPANY DESCRIPTION

Indian Bank provides various banking products and services. It offers deposit products, including savings bank and current accounts, term deposits, and non-resident Indian (NRI) accounts.

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue280.7B318.9B352.2B377.9B10.4%352.7B424.6B474.5B12.1%
EPS (INR)44.7466.0383.6186.8924.8%95.3794.40105.6510.3%
Shares1.2B1.3B1.3B1.3B+8.2%1.3B
Debt220.9B231.4B333.7B368.1B18.5%484.8B
Equity495.1B602.5B715.1B800.4B17.4%
Op CF-278.9B-86.2B174.0B188.2B8.2%189.0B
Inv CF-3.1B-6.2B-3.5B-4.3B
Fin CF-15.4B12.0B-42.6B-76.5B
Loading 1Y...
PRICE (1Y)+2.0%
8.758.929.089.249.41Jul 31Aug 21Sep 11
SMA 50SMA 200

Close
$8.93
RSI (14)
39.7
52W High
$10.26
From 52W High
0.9%

SCORE BREAKDOWN

Quality
61
ROIC (ROA)
1.3%*45.6
ROE
16.2%76.4
GP/Assets
3.5%N/A
Op. Margin
48.0%67.8
FCF/Assets
1.9%N/A
Piotroski
567.4
Int. Cover
50.0
D/E Ratio
0.46xN/A
Current Ratio
bankN/A
Value
53
P/E (TTM)
9.0x73.2
EV/EBITDA
bankN/A
P/FCF
6.3xN/A
P/B
1.4x41.6
P/S
3.3x55.8
Div Yield
2.1%27.1
Momentum
48
52W High %
87%39.3
RS 6M
-2%50.3
SMA 50/200
1.01x35.1
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+16%44.0
Q Growth
48%72.2

FUNDAMENTALS

Market Cap
$12.2B
P/E (Forward)
7.8x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of INDIANB.NS are excluded.

TickerCompanyMkt CapStockRankSignal
INDIANB.NSIndian Bank(you)$12.2B67Buy
CANBK.NSCanara Bank$11.9B69Buy
PNB.NSPunjab National Bank$14.1B71Buy
BANKBARODA.NSBank of Baroda Limited$12.9B57Hold
UNIONBANK.NSUnion Bank of India$14.8B58Hold
BANKINDIA.NSBank of India$6.8B71Buy
FEDERALBNK.NSThe Federal Bank Limited$9.0B56Hold
YESBANK.NSYes Bank Limited$7.5B58Hold
MAHABANK.NSBank of Maharashtra$6.9B79Buy
KARURVYSYA.NSThe Karur Vysya Bank Limited$3.5B69Buy

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Indian Bank (INDIANB.NS): Stock Score Summary

Indian Bank (INDIANB.NS) has a MoatMap StockRank of 67/100 based on Quality (61/100), Value (53/100), and Momentum (48/100) factor scores. The current signal is BUY. Insufficient evidence for a screen-pass. Indian Bank: fails the quant gate on momentum (Q61/V53/M47; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

Indian Bank provides various banking products and services. It offers deposit products, including savings bank and current accounts, term deposits, and non-resident Indian (NRI) accounts.

Key Financial Metrics

Price$8.93
Market Cap$12.2B
P/E (TTM)9.02
P/E (Forward)7.81
Price/Book1.38
Return on Equity16.2%
Debt/Equity0.46x
Operating Margin48.0%
Revenue Growth10.3%
Dividend Yield2.1%
Free Cash Flow$1.9B

Indian Bank operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is Indian Bank’s (INDIANB.NS) StockRank?
MoatMap’s StockRank for Indian Bank (INDIANB.NS) is 67/100, with a Buy signal. It is a composite of Quality (61), Value (53), and Momentum (48) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Indian Bank have an economic moat?
Indian Bank (INDIANB.NS) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Indian Bank a buy, hold, or sell?
MoatMap’s current signal for Indian Bank (INDIANB.NS) is Buy, based on a StockRank of 67/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Indian Bank in?
Indian Bank (INDIANB.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).