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KARURVYSYA.NS

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The Karur Vysya Bank Limited · Financial Services · India · $3.5B · Avg Vol: $6M/d

69
StockRank
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Q
61
V
34
M
68
P/E (TTM)
12.0x
ROE
17.8%
D/E
0.2x
Dividend %
0.8%
AI CONVICTION THESIS

Insufficient evidence for a screen-pass. The Karur Vysya Bank Limited: fails the quant gate on value (Q62/V34/M68; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

COMPANY DESCRIPTION

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. The company operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations segments.

FINANCIAL SUMMARY (INR)

Year2023202420252026CAGRTTM2027E2028EFwd CAGR
Revenue42.0B49.7B60.9B70.2B18.7%66.7B80.7B92.0B14.4%
EPS (INR)11.5116.6620.1025.9831.2%28.5129.4832.9712.7%
Shares960.9M965.3M966.1M966.6M+0.6%966.7M
Debt14.3B24.8B12.2B26.2B22.3%26.3B
Equity85.8B100.4B119.3B141.1B18.0%
Op CF12.2B29.5B44.9B-5.5B92.0%-5.6B
Inv CF-12.7B-13.0B-21.5B-17.5B
Fin CF-1.8B-6.9B-1.9B-2.0B
Loading 1Y...
PRICE (1Y)-2.1%
3.473.533.593.653.71Jul 31Aug 21Sep 10
SMA 50SMA 200

Close
$3.51
RSI (14)
49.8
52W High
$3.75
From 52W High
0.9%

SCORE BREAKDOWN

Quality
61
ROIC (ROA)
1.8%*54.2
ROE
17.8%80.1
GP/Assets
4.9%N/A
Op. Margin
56.7%75.9
FCF/Assets
-0.5%N/A
Piotroski
446.2
Int. Cover
50.0
D/E Ratio
0.19xN/A
Current Ratio
bankN/A
Value
34
P/E (TTM)
12.0x55.4
EV/EBITDA
bankN/A
P/FCF
bankN/A
P/B
2.3x21.3
P/S
5.0x34.1
Div Yield
0.8%7.7
Momentum
68
52W High %
93%63.8
RS 6M
17%81.0
SMA 50/200
1.12x78.3
EPS Rev 4W
N/A
EPS Rev 12W
N/A
EPS Improve
+16%44.6
Q Growth
45%70.5

FUNDAMENTALS

Market Cap
$3.5B
P/E (Forward)
10.3x
Gross Margin

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KARURVYSYA.NS are excluded.

TickerCompanyMkt CapStockRankSignal
KARURVYSYA.NSThe Karur Vysya Bank Limited(you)$3.5B69Buy
BANKINDIA.NSBank of India$6.8B71Buy
CENTRALBK.NSCentral Bank of India$3.0B57Hold
J&KBANK.NSJammu and Kashmir Bank Limited$1.7B66Buy
MAHABANK.NSBank of Maharashtra$6.9B79Buy
CANBK.NSCanara Bank$11.9B69Buy
UJJIVANSFB.NSUjjivan Small Finance Bank Limited$1.3B62Hold
YESBANK.NSYes Bank Limited$7.5B58Hold
INDIANB.NSIndian Bank$12.2B67Buy
CUB.NSCity Union Bank Limited$2.4B47Hold

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

The Karur Vysya Bank Limited (KARURVYSYA.NS): Stock Score Summary

The Karur Vysya Bank Limited (KARURVYSYA.NS) has a MoatMap StockRank of 69/100 based on Quality (61/100), Value (34/100), and Momentum (68/100) factor scores. The current signal is BUY. Insufficient evidence for a screen-pass. The Karur Vysya Bank Limited: fails the quant gate on value (Q62/V34/M68; every leg must be >= 50). Absence of evidence is neutral; nothing adverse is known.

The Karur Vysya Bank Limited provides various banking and financial services for personal and corporate customers in India. The company operates through Treasury, Corporate and Wholesale Banking, Retail Banking, and Other Banking Operations segments.

Key Financial Metrics

Price$3.51
Market Cap$3.5B
P/E (TTM)12.00
P/E (Forward)10.34
Price/Book2.33
Return on Equity17.8%
Debt/Equity0.19x
Operating Margin56.7%
Revenue Growth26.0%
Dividend Yield0.8%
Free Cash Flow$-74M

The Karur Vysya Bank Limited operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is The Karur Vysya Bank Limited’s (KARURVYSYA.NS) StockRank?
MoatMap’s StockRank for The Karur Vysya Bank Limited (KARURVYSYA.NS) is 69/100, with a Buy signal. It is a composite of Quality (61), Value (34), and Momentum (68) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does The Karur Vysya Bank Limited have an economic moat?
The Karur Vysya Bank Limited (KARURVYSYA.NS) has a Quality factor score of 61/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is The Karur Vysya Bank Limited a buy, hold, or sell?
MoatMap’s current signal for The Karur Vysya Bank Limited (KARURVYSYA.NS) is Buy, based on a StockRank of 69/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is The Karur Vysya Bank Limited in?
The Karur Vysya Bank Limited (KARURVYSYA.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).