Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
INPC.JK
Strong SellSinkerPT Bank Artha Graha Internasional Tbk · Financial Services · Indonesia · $193M · Avg Vol: $165K/d
15
StockRankGet insider-trade alerts
Q
16
V
46
M
34
P/E (TTM)
—
ROE
-13.1%
D/E
0.1x
Dividend %
—
COMPANY DESCRIPTION
PT Bank Artha Graha Internasional Tbk provides various banking products and services in Indonesia. The company operates through four segments: Productive, Consumer, Treasury, and Others.
FINANCIAL SUMMARY (IDR)
| Year | 2022 | 2023 | 2024 | 2025 | CAGR | TTM |
|---|---|---|---|---|---|---|
| Revenue | 1.1T | 1.3T | 1.3T | 1.3T | 5.0% | 1.4T |
| EPS (IDR) | 2.72 | 7.26 | 7.54 | -28.06 | 66.5% | -26.83 |
| Shares | 20.2B | 20.2B | 20.2B | 20.2B | 0.0% | 20.2B |
| Debt | 200.0B | 200.0B | 200.0B | 200.0B | 0.0% | 688.3B |
| Equity | 4.0T | 4.2T | 4.3T | 3.8T | -1.7% | — |
| Op CF | 604.8B | -464.1B | 5.8T | -1.2T | 210.5% | 1.9T |
| Inv CF | -151.0B | -438.4B | -3.6T | 330.3B | — | — |
| Fin CF | 0 | 0 | 0 | 0 | — | — |
Loading 1Y...
PRICE (1Y)+25.7%
SMA 50SMA 200
Close
$0.0098
RSI (14)
72.4
52W High
$0.0182
From 52W High
0.5%
SCORE BREAKDOWN
Quality
16
ROIC (ROA)
-1.9%*7.6
ROE
-13.1%4.7
GP/Assets
4.9%N/A
Op. Margin
9.4%27.1
FCF/Assets
0.3%N/A
Piotroski
29.0
Int. Cover
—50.0
D/E Ratio
0.05xN/A
Current Ratio
bankN/A
Value
46
P/E (TTM)
—N/A
EV/EBITDA
bankN/A
P/FCF
45.2xN/A
P/B
0.9x72.7
P/S
2.5x67.3
Div Yield
—N/A
Momentum
34
52W High %
54%7.0
RS 6M
22%86.7
SMA 50/200
0.90x9.8
EPS Rev 4W
—N/A
EPS Rev 12W
—N/A
EPS Improve
—N/A
Q Growth
-48%7.7
FUNDAMENTALS
Market Cap
$193M
P/E (Forward)
—
Gross Margin
—
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of INPC.JK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| INPC.JK | PT Bank Artha Graha Internasional Tbk(you) | $193M | 15 | Strong Sell |
| SDRA.JK | PT Bank Woori Saudara Indonesia 1906 Tbk | $182M | 17 | Strong Sell |
| BNBA.JK | PT Bank Bumi Arta Tbk | $159M | 20 | Strong Sell |
| BANK.JK | PT Bank Aladin Syariah Tbk | $213M | 5 | Strong Sell |
| AGRO.JK | PT Bank Raya Indonesia Tbk | $211M | 4 | Strong Sell |
| BKSW.JK | PT Bank QNB Indonesia Tbk | $110M | 19 | Strong Sell |
| BVIC.JK | PT Bank Victoria International Tbk | $99M | 18 | Strong Sell |
| BACA.JK | PT Bank Capital Indonesia Tbk | $136M | 37 | Hold |
| BBKP.JK | PT Bank KB Indonesia Tbk | $576M | 8 | Strong Sell |
| ARTO.JK | PT Bank Jago Tbk | $795M | 13 | Strong Sell |
Peer medians: ROE 5.8% · P/E 9.1x · Gross margin 44.7%