Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
CBK
HoldPremium GrowerCommercial Bancgroup, Inc. · Financial Services · United States · $467M · Avg Vol: $2M/d
COMPANY DESCRIPTION
Commercial Bancgroup, Inc. is the holding company for Commercial Bank, a community bank serving individuals and businesses primarily across several counties in Ohio, USA. The bank offers a full suite of traditional financial services, including demand and savings deposits, commercial and real estate loans, and wealth management. Its competitive advantage stems from deep local relationships, personalized customer service, and an intimate understanding of regional economic dynamics, solidifying its position as a trusted community financial institution.
FINANCIAL SUMMARY (USD)
| Year | 2023 | 2024 | 2025 | CAGR | TTM | 2026E | 2027E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|
| Revenue | 81.7M | 87.7M | 90.3M | 5.2% | 92.5M | 96.7M | 102.2M | 6.4% |
| EPS | 2.52 | 2.58 | 2.93 | 7.8% | 2.95 | 2.95 | 3.15 | 3.7% |
| Shares | 13.2M | 13.2M | 13.7M | +4.0% | 13.7M | — | — | — |
| Debt | 143.2M | 105.8M | 148.0M | 1.7% | 191.5M | — | — | — |
| Equity | 190.4M | 220.3M | 285.3M | 22.4% | — | — | — | — |
| Op CF | 38.9M | 38.7M | 37.1M | -2.3% | 40.9M | — | — | — |
| Inv CF | -128.0M | -84.9M | -32.7M | — | — | — | — | — |
| Fin CF | 183.1M | 68.5M | -38.3M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CBK are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| CBK | Commercial Bancgroup, Inc.(you) | $467M | 64 | Hold |
| CZNC | Citizens & Northern Corporation | $458M | 63 | Hold |
| ISTR | Investar Holding Corporation | $417M | 65 | Buy |
| FRBA | First Bank | $443M | 61 | Hold |
| HBCP | Home Bancorp, Inc. | $547M | 62 | Hold |
| OBT | Orange County Bancorp, Inc. | $511M | 67 | Buy |
| WSBF | Waterstone Financial, Inc. | $379M | 65 | Hold |
| USCB | USCB Financial Holdings, Inc. | $414M | 61 | Hold |
| NRIM | Northrim BanCorp, Inc. | $571M | 65 | Buy |
| UNTY | Unity Bancorp, Inc. | $590M | 62 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%