Avidia Bancorp, Inc. (AVBC) — Stock Score Summary

Avidia Bancorp, Inc. (AVBC) has a MoatMap StockRank of 38/100 based on Quality (29/100), Value (28/100), and Momentum (67/100) factor scores. The current signal is HOLD. Avidia Bancorp is a small regional financial institution with low quality metrics (Q: 29) and no structural alignment with our high-conviction macro themes. It lacks the scale and pricing power required to navigate a volatile interest rate environment.

Avidia Bancorp, Inc. is a regional financial institution providing commercial, retail, and municipal banking services in Massachusetts. The company's competitive moat is its strong local relationship network and its specialized focus on modern payment technologies and HSA administration. It operates as a community-focused regional bank with advanced digital capabilities.

Key Financial Metrics

Price$19.84
Market Cap$347M
P/E (TTM)24.68
P/E (Forward)13.48
Price/Book0.92
Return on Equity5.0%
Gross Margin0.0%
Operating Margin32.1%
Revenue Growth410.7%
Dividend Yield0.5%

Avidia Bancorp, Inc. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Avidia Bancorp, Inc.’s (AVBC) StockRank?
MoatMap’s StockRank for Avidia Bancorp, Inc. (AVBC) is 38/100, with a Hold signal. It is a composite of Quality (29), Value (28), and Momentum (67) factor ranks across MoatMap’s 19,000+ stock universe.
Does Avidia Bancorp, Inc. have an economic moat?
Avidia Bancorp, Inc. (AVBC) has a Quality factor score of 29/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Avidia Bancorp, Inc. a buy, hold, or sell?
MoatMap’s current signal for Avidia Bancorp, Inc. (AVBC) is Hold, based on a StockRank of 38/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Avidia Bancorp, Inc. in?
Avidia Bancorp, Inc. (AVBC) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).
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