Company Deep Dive
Business segments breakdown, earnings transcript analysis, management credibility scoring, competitive landscape, and scenario modelling.
KRNY
BuySecond WindKearny Financial Corp. · Financial Services · United States · $638M · Avg Vol: $6M/d
COMPANY DESCRIPTION
Kearny Financial Corp. is the holding company for Kearny Bank, a community-focused financial institution primarily serving individuals and businesses across New Jersey. The bank establishes its competitive moat through deep local market knowledge and strong, personalized customer relationships, fostering loyalty within its operating footprint. Kearny Financial operates as a traditional community bank, emphasizing conservative lending practices and local engagement to maintain a stable deposit base and consistent growth.
FINANCIAL SUMMARY (USD)
| Year | 2021 | 2022 | 2023 | 2024 | 2025 | CAGR | TTM | 2027E | 2028E | Fwd CAGR |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | — | 210.5M | 178.6M | 140.6M | 154.0M | -9.9% | 176.4M | 172.4M | 191.5M | 7.5% |
| EPS | 0.77 | 0.95 | 0.63 | -1.39 | 0.42 | -14.1% | 0.57 | 0.56 | 0.71 | 19.0% |
| Shares | — | 66.1M | 63.5M | 62.3M | 62.6M | -5.3% | 64.9M | — | — | — |
| Debt | — | 901.3M | 1.5B | 1.6B | 1.3B | 11.7% | 1.2B | — | — | — |
| Equity | — | 894.0M | 869.3M | 753.6M | 746.0M | -5.9% | — | — | — | — |
| Op CF | — | 81.3M | 69.5M | 44.0M | 24.8M | -32.7% | 37.7M | — | — | — |
| Inv CF | — | -480.0M | -417.9M | 258.1M | 41.1M | — | — | — | — | — |
| Fin CF | — | 432.4M | 317.3M | -308.7M | 37.5M | — | — | — | — | — |
SCORE BREAKDOWN
FUNDAMENTALS
SECTOR PEERS
Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of KRNY are excluded.
| Ticker | Company | Mkt Cap | StockRank | Signal |
|---|---|---|---|---|
| KRNY | Kearny Financial Corp.(you) | $638M | 67 | Buy |
| BHB | Bar Harbor Bankshares | $661M | 67 | Buy |
| BCAL | California BanCorp | $684M | 67 | Buy |
| NRIM | Northrim BanCorp, Inc. | $571M | 67 | Buy |
| RCBC | River City Bank | $712M | 67 | Buy |
| IBCP | Independent Bank Corporation | $759M | 68 | Buy |
| UNTY | Unity Bancorp, Inc. | $590M | 64 | Hold |
| AROW | Arrow Financial Corporation | $611M | 63 | Hold |
| RRBI | Red River Bancshares, Inc. | $663M | 62 | Hold |
| SFST | Southern First Bancshares, Inc. | $590M | 63 | Hold |
Peer medians: ROE 9.5% · P/E 13.1x · Gross margin 100.0%