Kearny Financial Corp. (KRNY) — Stock Score Summary

Kearny Financial Corp. (KRNY) has a MoatMap StockRank of 65/100 based on Quality (28/100), Value (45/100), and Momentum (75/100) factor scores. The current signal is HOLD. Kearny Financial is a small thrift bank with low return on equity and high sensitivity to local real estate markets. It lacks any competitive advantage, pricing power, or macro tailwinds.

Kearny Financial Corp. is the holding company for Kearny Bank, a community-focused financial institution primarily serving individuals and businesses across New Jersey. The bank establishes its competitive moat through deep local market knowledge and strong, personalized customer relationships, fostering loyalty within its operating footprint. Kearny Financial operates as a traditional community bank, emphasizing conservative lending practices and local engagement to maintain a stable deposit base and consistent growth.

Key Financial Metrics

Price$8.11
Market Cap$517M
P/E (TTM)14.56
P/E (Forward)10.57
Price/Book0.68
Return on Equity4.7%
Gross Margin0.0%
Operating Margin31.5%
Revenue Growth17.5%
Dividend Yield5.3%

Kearny Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).

Frequently Asked Questions

What is Kearny Financial Corp.’s (KRNY) StockRank?
MoatMap’s StockRank for Kearny Financial Corp. (KRNY) is 65/100, with a Hold signal. It is a composite of Quality (28), Value (45), and Momentum (75) factor ranks across MoatMap’s 19,000+ stock universe.
Does Kearny Financial Corp. have an economic moat?
Kearny Financial Corp. (KRNY) has a Quality factor score of 28/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage — the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Kearny Financial Corp. a buy, hold, or sell?
MoatMap’s current signal for Kearny Financial Corp. (KRNY) is Hold, based on a StockRank of 65/100. Signals are derived mechanically from the StockRank composite and should be one input among many — combine with your own thesis on management, competitive position, and valuation.
What sector is Kearny Financial Corp. in?
Kearny Financial Corp. (KRNY) operates in the Financial Services sector, specifically the Banks - Regional industry (United States).