Kearny Financial Corp. (KRNY) has a MoatMap StockRank of 65/100 based on Quality (28/100), Value (45/100), and Momentum (75/100) factor scores. The current signal is HOLD. Kearny Financial is a small thrift bank with low return on equity and high sensitivity to local real estate markets. It lacks any competitive advantage, pricing power, or macro tailwinds.
Kearny Financial Corp. is the holding company for Kearny Bank, a community-focused financial institution primarily serving individuals and businesses across New Jersey. The bank establishes its competitive moat through deep local market knowledge and strong, personalized customer relationships, fostering loyalty within its operating footprint. Kearny Financial operates as a traditional community bank, emphasizing conservative lending practices and local engagement to maintain a stable deposit base and consistent growth.
| Price | $8.11 |
| Market Cap | $517M |
| P/E (TTM) | 14.56 |
| P/E (Forward) | 10.57 |
| Price/Book | 0.68 |
| Return on Equity | 4.7% |
| Gross Margin | 0.0% |
| Operating Margin | 31.5% |
| Revenue Growth | 17.5% |
| Dividend Yield | 5.3% |
Kearny Financial Corp. operates in the Banks - Regional industry, part of the Financial Services sector (United States).