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CDLX

SELL

Cardlytics, Inc. · Communication Services · United States · $50M · Avg Vol: $232K/d

22
StockRank
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Q
32
V
47
M
26
P/E (TTM)
ROE
-498.1%
D/E
Dividend %

COMPANY DESCRIPTION

Cardlytics, Inc. operates an advertising platform within the digital banking channels of major financial institutions, offering personalized cash-back rewards to consumers. The company's competitive moat is its exclusive access to purchase-level transaction data from millions of active bank accounts, enabling highly targeted marketing campaigns. Cardlytics acts as a dominant niche player in the financial-technology-driven advertising space.

FINANCIAL SUMMARY (USD)

Year2022202320242025CAGRTTM2026E2027EFwd CAGR
Revenue298.5M309.2M278.3M233.3M-7.9%184.8M148.6M160.9M-16.9%
EPS-139.20-36.90-39.10-19.50-20.36
Shares3.3M4.0M5.1M5.5M+62.8%5.9M
Debt235.3M266.0M221.7M215.3M-2.9%189.9M
Equity211.6M134.8M70.0M-6.5M-42.5%
Op CF-53.9M-0.2M-8.8M9.3M0.5M
Inv CF-15.8M-10.1M-18.7M-15.3M
Fin CF-40.0M-20.0M1.4M-11.1M
Loading 1Y...
PRICE (1Y)-4.7%
3.523.763.994.234.47Jul 2Jul 24Aug 13
SMA 50SMA 200

Close
$4.26
RSI (14)
59.4
52W High
$32.80
From 52W High
0.1%

SCORE BREAKDOWN

Quality
32
ROIC
-44.5%3.2
ROE
-498.1%25.0
GP/Assets
31.4%61.6
Op. Margin
-14.8%9.7
FCF/Assets
2.9%35.8
Piotroski
654.0
Int. Cover
-8.3x10.3
D/E Ratio
N/A
Current Ratio
1.62x50.2
Value
47
P/E (TTM)
N/A
EV/EBITDA
-17.1x25.0
P/FCF
6.1x96.0
P/B
-5.2x25.0
P/S
0.1x98.8
Div Yield
N/A
Momentum
26
52W High %
13%1.3
RS 6M
-66%6.8
SMA 50/200
0.51x1.6
EPS Rev 4W
+7.2%94.8
EPS Rev 12W
N/A
EPS Improve
+84%60.2
Q Growth
N/A

FUNDAMENTALS

Market Cap
$50M
P/E (Forward)
-1.2x
Gross Margin
48.5%

SECTOR PEERS

Closest peers in Communication Services, ranked by industry match, size, and score similarity. Cross-listings of CDLX are excluded.

TickerCompanyMkt CapStockRankSignal
CDLXCardlytics, Inc.(you)$50M22SELL
FLNTFluent, Inc.$102M34SELL
MCHXMarchex, Inc.$80M43HOLD
TSQTownsquare Media, Inc.$113M43HOLD
NCMINational CineMedia, Inc.$354M22SELL
ADVAdvantage Solutions Inc.$484M38HOLD
EVCEntravision Communications Corporation$983M30SELL
CCOClear Channel Outdoor Holdings, Inc.$1.2B40HOLD
CNVSCineverse Corp.$55M24SELL
GAIAGaia, Inc.$53M28SELL

Peer medians: ROE 6.6% · P/E 18.4x · Gross margin 56.9%

Cardlytics, Inc. (CDLX): Stock Score Summary

Cardlytics, Inc. (CDLX) has a MoatMap StockRank of 22/100 based on Quality (32/100), Value (47/100), and Momentum (26/100) factor scores. The current signal is SELL.

Cardlytics, Inc. operates an advertising platform within the digital banking channels of major financial institutions, offering personalized cash-back rewards to consumers. The company's competitive moat is its exclusive access to purchase-level transaction data from millions of active bank accounts, enabling highly targeted marketing campaigns. Cardlytics acts as a dominant niche player in the financial-technology-driven advertising space.

Key Financial Metrics

Price$4.26
Market Cap$50M
P/E (Forward)-1.15
Price/Book-5.23
Return on Equity-498.1%
Return on Invested Capital-44.5%
Gross Margin48.5%
Operating Margin-14.8%
Revenue Growth-41.7%
Free Cash Flow$8M

Cardlytics, Inc. operates in the Advertising Agencies industry, part of the Communication Services sector (United States).

Frequently Asked Questions

What is Cardlytics, Inc.’s (CDLX) StockRank?
MoatMap’s StockRank for Cardlytics, Inc. (CDLX) is 22/100, with a Sell signal. It is a composite of Quality (32), Value (47), and Momentum (26) factor ranks across MoatMap’s 20,000+ stock universe.
Does Cardlytics, Inc. have an economic moat?
Cardlytics, Inc. (CDLX) has a Quality factor score of 32/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Cardlytics, Inc. a buy, hold, or sell?
MoatMap’s current signal for Cardlytics, Inc. (CDLX) is Sell, based on a StockRank of 22/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Cardlytics, Inc. in?
Cardlytics, Inc. (CDLX) operates in the Communication Services sector, specifically the Advertising Agencies industry (United States).