What is Central Bank of India's (CENTRALBK.NS) StockRank?

MoatMap's StockRank for Central Bank of India (CENTRALBK.NS) is 57/100, with a Hold signal. This is a composite score combining Quality (47), Value (78), and Momentum (27) factor ranks across MoatMap's universe of 25,000+ stocks.

Does Central Bank of India have an economic moat?

Central Bank of India (CENTRALBK.NS) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the financial characteristics of a moated business.

Is Central Bank of India a buy, hold, or sell?

MoatMap's current signal for Central Bank of India (CENTRALBK.NS) is Hold, based on a StockRank of 57/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.

What sector is Central Bank of India in?

Central Bank of India (CENTRALBK.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).

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CENTRALBK.NS

HoldBargain Bin

Central Bank of India · Financial Services · India · $3.0B · Avg Vol: $2M/d

StockRank

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P/E (TTM)

6.1x

ROE

11.6%

D/E

0.5x

Dividend %

3.2%

COMPANY DESCRIPTION

Central Bank of India operates as a commercial bank in India. The company offers deposit products, which include savings and current accounts, time deposits, recurring deposit schemes, and small saving scheme; and loans, including housing, vehicle, property, personal, pensioner, education, and...

FINANCIAL SUMMARY (INR)

Year	2023	2024	2025	2026	CAGR	TTM
Revenue	158.4B	176.9B	196.5B	206.6B	9.3%	164.7B
EPS (INR)	1.93	3.07	4.53	5.00	37.3%	5.06
Shares	8.7B	8.7B	9.1B	9.1B	+4.3%	9.1B
Debt	65.7B	90.0B	129.3B	186.5B	41.6%	289.5B
Equity	292.2B	323.7B	368.8B	390.0B	10.1%	—
Op CF	-87.9B	-59.1B	-24.6B	28.0B	—	28.2B
Inv CF	-2.1B	-5.8B	-4.5B	-4.5B	—	—
Fin CF	0	0	15.0B	-7.1B	—	—

Loading 1Y...

PRICE (1Y)-0.5%

SMA 50SMA 200

$0.3226

RSI (14)

41.8

52W High

$0.4214

From 52W High

0.8%

SCORE BREAKDOWN

Quality

ROIC (ROA)

0.9%*32.7

ROE

11.6%58.0

GP/Assets

3.0%N/A

Op. Margin

39.7%57.3

FCF/Assets

0.4%N/A

Piotroski

446.2

Int. Cover

—50.0

D/E Ratio

0.48xN/A

Current Ratio

bankN/A

Value

P/E (TTM)

6.1x86.8

EV/EBITDA

bankN/A

P/FCF

12.0xN/A

P/B

0.7x86.1

P/S

1.7x80.1

Div Yield

3.2%44.4

Momentum

52W High %

77%23.9

RS 6M

-10%34.0

SMA 50/200

0.92x12.3

EPS Rev 4W

—N/A

EPS Rev 12W

—N/A

EPS Improve

—N/A

Q Growth

3%30.8

FUNDAMENTALS

Market Cap

$3.0B

P/E (Forward)

—

Gross Margin

—

SECTOR PEERS

Closest peers in Financial Services, ranked by industry match, size, and score similarity. Cross-listings of CENTRALBK.NS are excluded.

Ticker	Company	Mkt Cap	StockRank	Signal
CENTRALBK.NS	Central Bank of India(you)	$3.0B	57	Hold
CUB.NS	City Union Bank Limited	$2.4B	47	Hold
KARURVYSYA.NS	The Karur Vysya Bank Limited	$3.5B	69	Buy
UCOBANK.NS	UCO Bank	$3.2B	40	Hold
YESBANK.NS	Yes Bank Limited	$7.5B	58	Hold
J&KBANK.NS	Jammu and Kashmir Bank Limited	$1.7B	66	Buy
UJJIVANSFB.NS	Ujjivan Small Finance Bank Limited	$1.3B	62	Hold
FEDERALBNK.NS	The Federal Bank Limited	$9.0B	56	Hold
RBLBANK.NS	RBL Bank Limited	$6.8B	50	Hold
BANDHANBNK.NS	Bandhan Bank Limited	$2.9B	32	Sell

Peer medians: ROE 11.6% · P/E 18.5x · Gross margin 69.9%

Central Bank of India (CENTRALBK.NS): Stock Score Summary

Central Bank of India (CENTRALBK.NS) has a MoatMap StockRank of 57/100 based on Quality (47/100), Value (78/100), and Momentum (27/100) factor scores. The current signal is HOLD.

Key Financial Metrics

Price	$0.32
Market Cap	$3.0B
P/E (TTM)	6.07
Price/Book	0.68
Return on Equity	11.6%
Debt/Equity	0.48x
Operating Margin	39.7%
Revenue Growth	-3.2%
Dividend Yield	3.2%
Free Cash Flow	$247M

Central Bank of India operates in the Banks - Regional industry, part of the Financial Services sector (India).

Frequently Asked Questions

What is Central Bank of India’s (CENTRALBK.NS) StockRank?: MoatMap’s StockRank for Central Bank of India (CENTRALBK.NS) is 57/100, with a Hold signal. It is a composite of Quality (47), Value (78), and Momentum (27) factor ranks across MoatMap’s universe of 25,000+ stocks.
Does Central Bank of India have an economic moat?: Central Bank of India (CENTRALBK.NS) has a Quality factor score of 47/100. The Quality factor combines ROIC, Piotroski F-Score, and leverage: the financial fingerprints of a durable competitive advantage. A Quality score above 70 typically indicates a company with the characteristics of a moated business.
Is Central Bank of India a buy, hold, or sell?: MoatMap’s current signal for Central Bank of India (CENTRALBK.NS) is Hold, based on a StockRank of 57/100. Signals are derived mechanically from the StockRank composite and should be one input among many; combine with your own thesis on management, competitive position, and valuation.
What sector is Central Bank of India in?: Central Bank of India (CENTRALBK.NS) operates in the Financial Services sector, specifically the Banks - Regional industry (India).